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First one to clear 15k gets a paper hat

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Comments

  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It'll be fine. Good luck!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI all

    CAFC Girl - sent you a pm. Your dog looks adorable even tho I'm not a fan lol.

    Got another £10 back from scratchcards today (roughly 2-3 weeks free daily scratchcards) plus redeemed another £5 from Bingoport so going well!

    Other than that there's £25 being paid off sometime this month - lost track of when that goes out... oops
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Afternoon all my flat tire all sorted but means in the past three weeks I've spent over £300 on the blooming wheels :eek:

    I really need to think about getting a more economical car on all fronts - less petrol, servicing and upkeep costs. Plus as its an allegded enviromental unsafe its higher tax too. I do need a car as its key to my job and do love my tank. Will need it when finally get my pair of puppies.

    CAFCGirl if you can come across as even a fraction of how lovely, friendly and supportive you are on here at an interview you'll wow them. Are you looking at retail or office or anything & everything? If you get a chance would love to see a piccy of Gordon & Phezzy together - pretty please :D

    So are we all going to get focussed again after the weekend? I really need to have a big sort out and either sell / donate to charity or dump. Maybe I'll make that a Sunday afternoon job.

    Hope you all have a great weekend - its blooming freezing here -4 whilst I was standing around at the garage :snow_grin
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening all!

    Saga and drama today but will post that up on my diary.
    Thanks for the message Shelley, that was really sweet. Im looking at admin/clerical kinds of jobs as the skills are easily transferable between those. Todays interview was for an admin/clinical assistant but more about that in my diary!

    I think sunday evening is a date for a few of us to be on here brainstorming/organising/idea creating/puppy awwing.....I'll try and get a picture of Gordon and Phezzy if he stays still long enough!

    Spent money today but in my defence its moneysaving...... bought seeds (on sale) for a vegetable patch come the spring.... YAY! I'm so "village"....

    Not much else done today. Paid DH's credit card bill last night online so need to add £25 to my siggy xx
    Wealth is not measured by currency
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    CAFCGirl thats so cute! Love the way you're having to hold Gordon still:rotfl: Well done on the veggie patch - its so lovely to be able to grow your own.

    I've had a lovely weekend but did burn my hand badly this morning. Sitting here with clingfilm round 3 fingers :eek: does mean I have the perfect excuse to laze about in front of TV rather than have my big sort out!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Shelley - Sounds really painful!!! How did you do it??? Hope it heals quickly for it and isnt too painful.

    No debt payments for me today, still trying to get onto I.F.com to make a payment there.... how irritating, I've never known a website have so many log on problems in my life!

    Debrag - As much as he's being a little terror I wouldnt change him for the world....

    Now whose back on in a bit for the sunday night sort out???
    Wealth is not measured by currency
  • I am around. I don't know where to begin on my sorting out. I have been so slack for such a long time that I might just hover and steal everyone elses ideas.

    I do desperately need to do my filing though so I may do that while I post on here (shamelessly ripping off other people's ideas) and then later watch the Sir Alan thing that is on at 9pm

    PS Gordon is Gorgeous :T :T
    £34,547 (Dec 07); Current debt: £zilch (Debt free December 2010)
    Sealed Pot #389 (2010=£133)
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OK... well

    I've got a target of £306 that I need to earn/accumulate/pay off basically from my highest interest APR card. The majority of the balance will be cleared with our deposit being returned to us at the end of the month.

    I then need to work out a complete month long meal plan/grocery shop, and budget accordingly.

    I need to file all my paperwork as well and also make sure that my snowball is 100% up to date.

    I need to set up my new standing order for our rent, and transfer our rent payment for this month.

    I need to get a new job lined up.

    I need to have a serious sit down chat with my area manager on tuesday regarding my redundancy package.... and work out the monies and where i'll stand with that.

    I also need to completely cut my spending! I spend too much money for no reason... so that needs sorting out immediately!

    I'm going to take all my cards/cash out of my purse and just have some loose change for emergency, say enough for the bus fare home.... I dont need anything, and I cant use the excuse of speculating to accumulate any more!
    Wealth is not measured by currency
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