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First one to clear 15k gets a paper hat
Comments
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I think its hard to stay focused at this time of year and a few treats aren't going to kill us (love the idea of hot chocolate & rum good winter drink!)
Very jealous of those not back at work until January. Never mind I'll just keep thinking of the pennies in the pay packet :rolleyes:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Evening one and all hope we have all have had a good day
Proud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Hi Doodledoo - having a good day but feel absolutely shattered can't wait to finish for xmas 2.5 days still to go... Hope everyone else is okay!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
HA!
All this talk of being off till January...
Finish at 4pm on Xmas Eve and back in day after Boxing Day for me.... until they decide to hand me my P45!!!
Feel like utter turd this morning, am in another bad mood, after finding out DH withdrew cash on his credit card yesterday for that xmas meal..... am really mad about it....
Just feel like Im always stressing about it and he just has no idea about anything.... and half of this stress is because he quit his previous job after he fell out with someone.... and just ARGH!
Anyway sorry to rant....
Just finishing my wrapping now and im the mood to just go and blow loads of money on myself!Wealth is not measured by currency0 -
Hey CAFC,
Sounds like a nightmare, I have been on the side of your OH secretly withdrawing money until my little lightbulb pinged, with a gentle nudge from you
I guess you can't just take the cards away and confrontation won't help either
Not sure what to suggest, hope you soon sort things out! A good thomp on the head might help
LBM: 04/01/13 Total Debt: 19,714 :eek:
DMP Set up 15/01/13 DFD: 01/20180 -
HA!
All this talk of being off till January...
Finish at 4pm on Xmas Eve and back in day after Boxing Day for me.... until they decided to hand me my P45!!!
Feel like utter turd this morning, am in another bad mood, after finding out DH withdrew cash on his credit card yesterday for that xmas meal..... am really mad about it....
Just feel like Im always stressing about it and he just has no idea about anything.... and half of this stress is because he quit his previous job after he fell out with someone.... and just ARGH!
Anyway sorry to rant....
Just finishing my wrapping now and im the mood to just go and blow loads of money on myself!
Hi,
Have you lost your job CAFC? If so, I am so sorry to hear that. What a rubbish time to give you your P45 as well. Are you okay?Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
savingholmes wrote: »HI all - hope those will illness going round manage to get it all clear by xmas. My kids were under the weather last week but managed to stay in school.
I've had an okay day. I joined bingo p ort (free site) last week and have redeemed a £5 Amazon voucher already. I nearly have enough for my next £5 too so am really pleased. I think OH's hamper is done now. I went out to hobby craft earlier and bought a plain wooden door hanger which I've been decorating for my DD. I think it looks really sweet but it is currently still drying so I can't show you. I bought one for my DS too but I think I'll have to improve LOL before I can get started on his...
SavingH,
Meant to say, your hampers are gorgeous!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Afternoon CMD :j
CAFC hasn't lost her job but it is rumoured that she may :embarasseProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Sorry you're having a carp morning CAFC. Would you like the paper hat hunting posse to kick him into line?

Have raced home in my lunch hour to get tyre changed only to have garage say they can't do it for 2 hours :mad: So going to have lunch at home for once before back to the hellhole!!Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Afternoon CMD :j
CAFC hasn't lost her job but it is rumoured that she may :embarasse
Oh, I must have read the post wrong. I knew there was a chance of it but thought she said it had just happened. Need to get my brain in gear!
How are you Doodledoo,
Your little one must be as high as a kite waiting for Santa!!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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