We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What, no what small DFW things have you done today thread?!

HI everyone!

There doesn't appear to be one of these threads today so I thought I's start one. I hope Sophiesmum and Andan are ok.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.
:hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
I'm back, and this time I mean business!
If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
My heart knows me better than I know myself so I'm going to let it do all the talking.
«1345

Comments

  • flowerscotland
    flowerscotland Posts: 16,846 Forumite
    10,000 Posts Combo Breaker
    I have
    • checked online banking
    • paid min to my cc and catalogue
    • saved £1 for xmas club :D
    • I am going to the bank to pay money in to cover all other dds
    • ETA: just changed my call package on BT, its going to save me £6.50 a mth :j
    I think thats it :confused:
    Little Miss Sparkles :A

    Team Reem - August '11 :cool:
  • KTjazz
    KTjazz Posts: 688 Forumite
    So, here is my list!

    today I have/will

    - check banking. I had a bit of an issue with the bank yesterday. They sent me a late payment letter for an account I don't have. It was their error and is now fixed but was a wee bit stressful for a time.
    - check mobile phone spend
    - store cupboard meals
    - sparkle like a shiny thing!

    I don't have much else on my list today because I am going to see my boyfriend's play tonight. I'm all excited about it. Hee hee!

    KTjazz

    I hope everyone is well (or feeling better than how they did if it was rubbish
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Well done kt! I was looking for it too...

    Both Sophiesmum and andan deserve a lie-in every now and again :rotfl:

    I have a very scanty list for today :o andan will be ashamed of me..

    be very sparkly - they're laying folk off at work, so trying to keep the fear at bay
    bought in breakfast and lunch
    check banking
    make a payment a day
    clean out the inside of the car for it's MOT
    come to work

    I'll pop back later to see you all again...

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • KTjazz
    KTjazz Posts: 688 Forumite
    Piquant wrote: »
    Well done kt! I was looking for it too...

    Both Sophiesmum and andan deserve a lie-in every now and again :rotfl:

    I have a very scanty list for today :o andan will be ashamed of me..

    be very sparkly - they're laying folk off at work, so trying to keep the fear at bay
    bought in breakfast and lunch
    check banking
    make a payment a day
    clean out the inside of the car for it's MOT
    come to work

    I'll pop back later to see you all again...

    Piq

    your list is still longer than mine! Hee Hee!
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
  • Good morning people.:confused: Was looking for the daily thread......

    Thank you for starting the post KTjazz I hope all goes well with the job, and I hope Sophiesmum and andan are having a good day.

    So what will I do today.

    Washing all bedding and throws. (one lot on E7) a lovely drying day here.
    Off to bank to change bank account to one that doesn't have monthly charges
    Work out budget for next month.
    Meal plan for weekend
    Make a pear and blackberry crumble.
    Make quiches for dinner (maybe one for freezer as well)
    Blitz upstairs:eek: .

    Well enjoy this lovely day.:p
    My finances are work in progress.
    Normal veiwing will resume shortly
  • Afternoon all!

    I was searching for this too! Hope sophiesmum is ok.

    Heres my list for today:

    * Walk to post office instead of drive, to post DMP letters to hubbys creditors

    * Storecupboard dinner

    * Ebay 2 things (can't be bothered to do more!)

    * Cleaned kitchen by using up dregs of various cleaners in bottles. Still enough left for another go.

    * Heating off and jumpers on

    Miss P
    xx
    **Keep Calm and Carry On!**
  • Didnt get everything on my list done yesterday, boo!
    Shall try again to meet them all today :)

    Today I plan to..
    *[strike]Walk the school run[/strike]
    *[strike]Cleaning[/strike]
    *[strike]Wash on 30[/strike]
    *Aim for a no spend day - FAILED ALREADY lol
    *[strike]Update yesterdays spend on my blog[/strike]
    *[strike]Do any surveys that come thru[/strike]
    *[strike]Check online banking[/strike]
    *Do at least 5 songs on STP
    *[strike]Enter some comps[/strike]
    *Try and plan what interview clothes to buy tomorrow
    *[STRIKE]All meals from home[/STRIKE]
    \\ Debt Free April 2008 //
    \\ Single Mummy to 1 boy - 4 years & 5 months old //
    \\ Last weeks spend: £139.39 - 2 NSDs //
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    Afternoon All :hello:
    Feels kinda naughty to be doing this without the grownups present :rotfl: (little things please me :confused: ) And I hope Andan and Sophiesmum's absence is for nice reasons.

    KT Jazz, your bf's play? Is he starring in it, or did he write it? Is it AmDram or is he (gulp) professional?
    I'm only being nosey cos AmDram entertains me (on stage, backstage & watching). And today I have submitted a play for publication :o

    Piq, I have everything crossed for you. Hope the news is good for you.

    As for me, today I have/will:
    • lunch with friend cancelled due to short staff here :( but I still have to buy something, only it will cost less. :p
    • storecupboard supper
    • sent play in for publication - one day I may get 4p in royalties :o
    • sis visiting aged P's this weekend, so no petrol to buy :j and I can get a move on in the garden with Mumof4's schedule. Homegrown veg next year?
    • Phoned Cap 1 and they removed a £12 late fee :j when I explained not being able to do my banking. And I've set up the DD I thought was already set up :o
    • going to the gym again tonight for free.
    • sent an e-mail re a slight problem with an MS report, awaiting their reply
    • will phone bank -WHERE IS MY CARD? :mad:
    Have a good one everybody
  • I do hope Sophiesmum and Andan are ok.

    Today I have/will:

    • Brought breakfast & lunch to work
    • Checked online banking/budget
    • Have a NSD
    • Got chicken out of freezer this morning to defrost for store cupboard dinner
    • Do washing on 'eco' tonight and hopefully line dry if the weather stays nice
    • Done 2 surveys
    • Count the days til payday again!

    Yesterday was delighted to see we had enough Pigsback points for 2 vouchers, so ordered £15's worth to buy Christmas pressies with!
  • KTjazz
    KTjazz Posts: 688 Forumite
    OliveOyl wrote: »
    Afternoon All :hello:
    Feels kinda naughty to be doing this without the grownups present :rotfl: (little things please me :confused: ) And I hope Andan and Sophiesmum's absence is for nice reasons.

    KT Jazz, your bf's play? Is he starring in it, or did he write it? Is it AmDram or is he (gulp) professional?
    I'm only being nosey cos AmDram entertains me (on stage, backstage & watching). And today I have submitted a play for publication :o

    Piq, I have everything crossed for you. Hope the news is good for you.

    As for me, today I have/will:
    • lunch with friend cancelled due to short staff here :( but I still have to buy something, only it will cost less. :p
    • storecupboard supper
    • sent play in for publication - one day I may get 4p in royalties :o
    • sis visiting aged P's this weekend, so no petrol to buy :j and I can get a move on in the garden with Mumof4's schedule. Homegrown veg next year?
    • Phoned Cap 1 and they removed a £12 late fee :j when I explained not being able to do my banking. And I've set up the DD I thought was already set up :o
    • going to the gym again tonight for free.
    • sent an e-mail re a slight problem with an MS report, awaiting their reply
    • will phone bank -WHERE IS MY CARD? :mad:
    Have a good one everybody

    Hi OliveOyl

    My boyfriend is starring in One Flew Over The Cuckoo's Nest this week. He is semi-professional with a view to being fully pro soon. (This is an amature production though.) He got himself an agent This week :j *:D big proud grin!:D *:T

    Good luck on your play. I love writing and when I get the time I'd love to put my hand to a play (being with BF for the last 3 years I feel like I am getting to know the medium quite well :rolleyes: !

    OliveOyl, feel free to PM me with more details of your play. You've got me intregued now! Good luck with it!

    KTjazz
    :hello: - Proud to be dealing with my debts!:j DFW nerd No. 1011!
    I'm back, and this time I mean business!
    If you need to talk to someone confidentially call Samaritans on 08457 90 90 90 or email jo@samaritans.org
    My heart knows me better than I know myself so I'm going to let it do all the talking.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.