BOB'S Cunning Plan

hypno06

Hope you're not still wobbling........

boredofbeingathome

hypno06 wrote: »

Hope you're not still wobbling........

Wouldn't dare if you are on my case Hypno:D:rotfl::rotfl:

_in_search_of_me wrote:

...its a hello from me...

And a hello back from me:hello:


Just having a little rethink on things folks as i have to re do all my finances to take in our current situation.:o
I reckon i am ok this month for stuff but next month is going to look very lairy at the moment unless i win the lottery:cool:
So thinking cap on for Cunning plan mark 900 and summat.

So far i reckon on our ever decreasing budget that i can make savings of £80.
Sky can go even though it is only £17 it will be a saving that builds up over the year and can pay off something.
Electric and gas DD is going down again after winter saving £30 ..without asking:T
Mortgage comes off fixed rate soon and we will save quite a bit:jdon't know how much yet.
I put the council tax onto 12 monthly, so £20 saved there. If i pay off a small cc that wll save the £20.
Budget for meals again savings of over £50 to be made.
If Mr.B finally gets shut of his car, well that is over £350 to be saved with tax refund, car payment and insurance, not to mention cheaper fuel..it is the way to go i think, well i know.:cool:
So potentially further scope for a lot of savings to be made.
Will update later.
Bob x

boredofbeingathome

Forgot to say, i was very cheeky today.
This time last year, i had to fix my oven door and ordered stuff online. They also included a free oven light ( well after code it was more than free) but it was the wrong one. It would have cost me to send it back, but kept forgetting to do so. I took it in town today and swapped it for the right bulb, profitable and cheeky, but he wasn't bothered in the shop.....:D So i have the right bulb for nothing...every little helps:j;)

boredofbeingathome

Well have just spent the afternoon [STRIKE]nagging[/STRIKE]persuading Mr.B to get out all of his credit card statements so i can reclaim back charges etc.

Gawd almighty, the carp he has spent on is unbelievable as is the amount of late fee payments etc.:oSo, whilst i was going through, i kept thinking OMG how much:eek:..but kept calm. So far off one credit card there is about £550 in charges to try and claim back. Onwards and upwards, am also putting in letters for unused accounts to try and find out information.:o

pepe2008

Helloo Bob. Glad to see you are back.
Had to come indoors as I was getting a bit hot reading in the sunny back garden....topless and everything, 20c plus!

Working like a hard working thing who has some extra hard work to do!

Have you heard anything about the jobs?

Pepe xx

In_Search_Of_Me

hugs for you me lovely...clearly planning week! Am off to weezles in a mo for planning #2 and will deliver a special hug for you for Fergaloo!! Hang in there and well done for tackling it and for M Bob for making headway..albeit dragged! Catch up later with my cunning plan but am promised that I dont have to live off lentils!

taxi73

Looks like you have a cunning plan BOB so good luck with that.

boredofbeingathome

pepe2008 wrote: »

Helloo Bob. Glad to see you are back.
Had to come indoors as I was getting a bit hot reading in the sunny back garden....topless and everything, 20c plus!

Working like a hard working thing who has some extra hard work to do!

Have you heard anything about the jobs?

Pepe xx

I am trying Pepe..some might say very trying!:rotfl:

Are you trying to put images in my head re Topless bit? I always think of chaps with vest outlines:o:rotfl:

Nope not heard anything about the jobs yet, one is only shortlisting on Thursday.

Hope Mrs P enjoyed the new table.:D

boredofbeingathome

In_Search_Of_Me wrote: »

hugs for you me lovely...clearly planning week! Am off to weezles in a mo for planning #2 and will deliver a special hug for you for Fergaloo!! Hang in there and well done for tackling it and for M Bob for making headway..albeit dragged! Catch up later with my cunning plan but am promised that I dont have to live off lentils!

I quite like lentils:D..paarrrppp:rotfl:

Hugs back missus with a little squeeze for fergus.:D

boredofbeingathome

taxi73 wrote: »

Looks like you have a cunning plan BOB so good luck with that.

Will need some luck. Final total off two credit cards was £700 worth of chargesHopefully he will get some back, but to have to claim them in the first place:o On one card in 2007 he paid late for 8 months:eek:makes my heart bleed at times.