Virgin credit card

MrsChips

Hi - Need Help with my Virgin Credit Card so thought I'd tag along on this thread....

I've currently got a balance of £2869 & a credit limit of £3200. I pay min payment £60.65 every month and approx £30-£50 per month as a top up payment. I've just noticed that the interest has gone up and I'm now being charged a whopping £60 interest every month!!

I'd like to do a balance transfer but I dont have a good credit score and have been refused cards in the past or have been offered very low credit limits (not enough to cover my virgin debt). I'm not too bothered about 0% interest, althougth it would be nice! I just need to get out of the Virgin Card Quick & transfer to better interest rates because it feels like I'm paying nothing off at the monent.

P.S. I dont spend on my credit card - I'm just re-paying

Hope somebody can help??