Now Is Not The Time To Sell Your Stockmarket Investments

baby_boomer

The time to have sold was this time last week!

Browntoa

sandy_beech wrote: »

tell me if im being silly.
i know nothing about stocks and shares but i have been taking a closer look after this weeks crashes in the market. what my question is would i be stupid to invest £500 in RBS shares.i asked someone and they said they will prob get nationalised but i disagree i cant see one of the biggest banks go tits up.
thanks in advance for your comments

it's a bet , if you can afford to lose £500 , or be prepared to wait a few years to get a decent return then go for it. Alan Sugar bet on a 4% buy of Woolworths shares yesterday so he obviously sees a profit to be made there , he may be wrong though !

DO NOT DO IT if you cannot afford to lose the money , if by some chance it DID get nationalised then you would lose it all

k8r4u

sandy_beech wrote: »

"tell me if im being silly."
...
"i know nothing about stocks and shares"
...
"would i be stupid to invest £500"

You just answered your own question ...

StevieJ

casper_uk wrote: »

I disagree, we are in for a recession and the bad times have only just started. The woman guest on bloomberg today was spot on, she stated that you can't beat the market cycle and it's true. A recession is a natural part of the market cycle and we are in for another one now, so i don't think now is a good time to be holding stocks and shares.

There is no good reason to think that the markets will improve any time soon. They won't till after the recession imo. Still your entitled to your opinion

Wrong, Stock Markets look forward in nature so the market is likely to start rising well before we exit a recession recession just as the market has collapsed even though we are not yet (officially) in a recession.

chopperharris

I have been a gambler for the first time in my life , I bought 5000 rbs shares yesterday for my isa so I have put my money where my mouth is.Im going to sit on it for a very long time , 10 years or so before cashing them in , I just dont think that rbs shares will be allowed to dissapear by it being nationalised.It wont help anyone by removing shareholders , quite the opposite in fact , and its the fear of that happening has most likely drove banking shares to the floor already.

This banking mess could have been helped if the savings tax had been lowered to encourage savings a year ago , if there was a maximum mortgage of one per house capped at 80 percent to encourage savings even more so.

I have been right on the button with rbs , their fluidity level isnt all that bad for a 200 year old bank that hasnt failed to show profit for 40 years of being operating as a plc , and has been around through all the market crashes.Think for a second here 40 years of profit will be lots more than they have written off.Banks strategic operations are over decades , humans are in the now. Funds will be buying up these shares next week , or not soon after , if they arent "truly" nationalised.

The govt will give banks fluidity in the form of loans akin to a govt loan bond , with the overall goal to banks buying those bonds back slowly over a very long time with a small profit for the govt.This is really replacing the interbank lending thats all but gone.The timespan will be at least a decade if not more for repayment , and as I said banks operate over a long time not short term , if only people would realise that one fact they would be less worried.Fear and greed drives the market.

Its my opinion that the market has historically adjusted.There will be no "real big one day or week rally" as such , but slow upward adjustment within recessionary boundaries slightly accelerating more year on year.

There will most likely be an all channel peak time national address , rather than news briefs , by the pms and presidents of all countries to ease public fears when a suitable multinational injection into banks and the markets will happen at the same time everywhere.

tanks for reading

chopperharris

Browntoa wrote: »

it's a bet , if you can afford to lose £500 , or be prepared to wait a few years to get a decent return then go for it. Alan Sugar bet on a 4% buy of Woolworths shares yesterday so he obviously sees a profit to be made there , he may be wrong though !

DO NOT DO IT if you cannot afford to lose the money , if by some chance it DID get nationalised then you would lose it all

I think its a long term plan by sugar to get a high street presence perhaps even in banking by the back door like tescos and asda , assuming its the right kind of shares pf course.He will be in with a consortium , watch for more bulk buys by individuals I dont think he will fund it all hes too clever to risk all his own money.

SPL

Hi

can i ask what will probably be a stupid /simple question for most of you, but sorry I dont know the answer. My stocks and shares ISA is with Halfax - I keep hearing that shareholders in HBOS would have no value if it was nationalised - would this be the same for my stocks and shares ISA?

Thanks in advance for any help and apologies as I said if it is a very simple questions

chopperharris

SPL wrote: »

Hi

can i ask what will probably be a stupid /simple question for most of you, but sorry I dont know the answer. My stocks and shares ISA is with Halfax - I keep hearing that shareholders in HBOS would have no value if it was nationalised - would this be the same for my stocks and shares ISA?

Thanks in advance for any help and apologies as I said if it is a very simple questions

no unless your sns is wholly in banking shares in a nationised bank.

Assuming there is a real nationalisation which i highly doubt , it will be a funds loan to banks rather than a true nationalisation...ie not the govt owns the bank.To do real nationalisation would wipe even more billions off the markets by losing trading shares perhaps more than the loans themselves.Ultimately this would hurt the economy more than loans.

SPL

thank you so much chopperharris for helping me to understand

as far as I know the money is across a portfolio - we have seen sizeable drop in the value - which i guess is par for the course at the moment - and to be honest i really dont know what to do. Hubby says ride it out and see it for the very long term but i am just really worried that we will lose all our money

chopperharris

SPL wrote: »

thank you so much chopperharris for helping me to understand

as far as I know the money is across a portfolio - we have seen sizeable drop in the value - which i guess is par for the course at the moment - and to be honest i really dont know what to do. Hubby says ride it out and see it for the very long term but i am just really worried that we will lose all our money

shares are the long term , just like worries that accompany them.You should be thinking that it might take a very long time to get to even again , never mind profit.Its essentially gambling with a longer run of the nag.... and deciding when to take your winnings , remove the stake or take a hit.

keep hubbies idea , at least you can blame him when you cant afford a mortgage for your cardboard box under the bridge.:rotfl: