Sunshine, Daffodils and lolipops-concentrating on the good things in life

In_Search_Of_Me

oo flipping hecl...missed this as have been bad and just done subscribed threads of late...great to hear youre free of the x/almost free of tb and even better can go walk doggies in the rin - although rather you than me on that one. /tell at dog borstal that they need a cat version as manu/poppy !!!!!!!! all over the place - the worst one being on a shelf in the kitchen...!!!!!!!! must have skypy chat soon but just wanted to say wleocme back...as for the dosh no kickin from me as i've had a few bad months so certainly wont be casting stones from here...guess I could lob a sewing machine at 28- if that makes ya feel better? New year; new start and onwards and upwards and finally...just enjoy time with you and sorry that dp had a rough time but good hes back chez p!

In_Search_Of_Me

oops dire spelling...le vin rouge and tiredness wrapped up with a nitol...zzzzzz

pania

Hello Hello Hello ISOM!! hope you are ok sweet!!


Right, new beginnings, new (blimmin scarey) SOA!!

Income (lowest) £1420
Plus expenses (lowest) £330

Total £1750 (dropped from approx 2300 this time last year!! eep!)


Rent £250
Dad £375
Debt 1 £100
Debt 2 £51
Debt 3 £50
Debt 4 £45
Debt 5 £26
Debt 6 £35

Mobile £55 (including internet)
Petrol £250 (paid back as part of expenses)
Gym £ 28.95 (cancel in Jan woohoo)
Life ins £6.18
Income
protection £13.84 (vital!!!)
Car ins £19.95 (soon to go up now i have 6 points!! gah!!)

So basically story as per usual... no debt... i'd be laughing!!!! grrr:mad: IT HAS TO GO!!!

totals...

£1305.92

Surplus £444.08!!!!! god i need a spending diary... and PRONTO!!!

But.... aside to that i have to pay

£80 car tax this month
£45 MOT
£200 Payday loan repayment (still outstanding from my confessional earlier)
£73 advantis credit from a disputed southern water bill. just want to get it paid now!!!

so that really is about that, I'll use my money that i've come into to pay off these bits which should leave me square, I'll then get £495 back from the house deposit (we kept it tidy so i have no doubt that this will come back)
which i will use for christmas and save some too)

Hmmm, a work in progress that...x

lucielle

You haven't put anything down for food?
L

[Deleted User]

Hi Pania,

Just noticed your new diary and have subscribed so I can keep up.

Good luck and big hugs to you.

Tea
xx

pania

oops, food, forgot about that!! I could just not eat anything i guess he he
so lets add £70 for food... surplus is still £374. and thats on my lowest income!

Ok, challenge for today,,, Start spending diary!

I'm hoping that this afternoon my cheque will clear in my bank which will allow me to get going with the DFW'ing again. I need £10 to start doing the scratchcards (every 10p helps after all!) and also £60 for a £25 matched bet i've had sitting sround for ages to do with extrabet.

I'm really looking forward to getting back into this!! that debt is a gonner! woohoo!

evab_2

Good luck P sounds like you're full of beans again (or jaffa cakes)

redsquirrel80

Yes do remember to eat!! All looking good, lots of luck! x

pania

beans jaffa cakes redbull sugar... who knows!! how you feeling today squizz you ok?

food is overrated and far to spensive!!

redsquirrel80

Too expensive, definitely! Having eaten mostly potatoes and bread all week though, the cake that's currently on my desk is certainly not overrated.. yummmm....

Am alright ta, glad it's Friday.

I was going to say I know what you're full of, but that might sound rude! :rotfl: