NEED HELP!! Change of Address and Approved Credit Card Applications

knowme

Dear All,

Needless to say, a real great website.

I recently applied for five(05) credit cards in the span of one (01) week and luckily got approval in four (04) of them.

Now the unlucky part is that I had to relocate to midlands from London as I am being made Regional Head for Midlands in my company.

The old home owner isn't giving me any further of my mails saying that he has returned them to royal mail saying that I am no more living there (which I doubt it).

So I started calling all the companies I applied to and asked for the status on my application and here is the brief of what they said.

flybe.com - application accepted - sent out the card
citi easyjet - application accepted - sent out the card
halifax - accepted and sent the agreement for signature - limit assigned £8,000
GM - accepted and sent the agreement for signature - limit assigned £1,250
John Lewis - accepted and sent the agreement for signature - limit assigned £4,000

Now when I talked to them and told them that I have a change of address and I didn't received any mails from them, be it card or the agreement form. The following is the updated status


flybe.com - cancelled the first card and resent another one to my new address
citi easyjet - cancelled the first card and resent another one to my new address
halifax - application rejected after change of address - lost £8,000
John Lewis - application rejected after change of address - lost £4,000
GM - after the first experience, didn't ask them to change the address

Can you guys please advise the process/way to appeal against the new declined status on the applications as I don't want to loose £12,000 for the only stupid reason that I had to move house due to work?

Thanks in advance!

cifpower

Why do you need so many credit cards at once?

custardy

made regional head but didnt organise a redirection?

knowme

cifpower wrote: »

Why do you need so many credit cards at once?

hmm..good question..was just online and kept on filling the applications.

normanmark

knowme wrote: »

hmm..good question..was just online and kept on filling the applications.

Why on earth did you do that? Just apply for cards that you will genuinely use. One at most if you're not trying to transfer debts around. Regional head? You need some common sense with the credit cards first of all i'd say!!

knowme

custardy wrote: »

made regional head but didnt organise a redirection?

ahh..long story

1. my cousin was living in the same flat so I thought she would take care but she had an argument with the Home Owner and had to move out too. By the time redirection was set, it was already 15 days in between.

2. The cards I believe are usually delivered by couriers other than Royal Mail, like Secure Mail etc. and redirection doesn't work there.

knowme

normanmark wrote: »

Why on earth did you do that? Just apply for cards that you will genuinely use. One at most if you're not trying to transfer debts around. Regional head? You need some common sense with the credit cards first of all i'd say!!

May be out of curiosity. I have never been accepted for a MINT or an M&S card in my life. I like MINT for mc2 design and M&S for accumulating points that I would actually use. All my Nectar etc. points never comes handy.

So I filled them to see where I stand and do I actually have a good rating or not.

Cleaver

knowme wrote: »

hmm..good question..was just online and kept on filling the applications.

You sound like you might be a Regional Head for a bank or other financial institution. Am I correct?

knowme

Cleaver wrote: »

You sound like you might be a Regional Head for a bank or other financial institution. Am I correct?

No. I am associated with a Media Company.

knowme

Solutions..anyone??

Cleaver

knowme wrote: »

Solutions..anyone??

Considering you applied for cards 'out of curiousity' and because you 'liked the design' I would suggest sticking to debit cards.

That would be my main solution.