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How much did you spend? 2/12

Hello Everyone....

So happy its Friday!!

Unfortunately things didnt work out with the chap I was seeing (boo hoo!!), so am staying single now, that has been the most stressful few weeks ever, and so not worth it!! Do feel a bit down, but never mind!!

Anyhoo, back on the money side - I have lunch with me today but will need to buy a train ticket to my parents tonight, but since I have an "Annual Gold Card Travelcard", I get a 1/3 off, so usually about £6.00 - and will be returning on Sunday, shouldnt really spend much whilst I am there..

Yesterday I spent £2 on library fees - ouch!! But that was all, and apart from that I spent £8.86 on Monday, and £1.50 on Tuesday.... Not a bad week I suppose.

I SO dont want to spend my money at the moment and want to save as much as I can!!! I dont feel debt free...

Oh yes, I applied for a Capital One credit card (just to see if I would be accepted, not because I want one) and was accepted, although theyve offered me a card with an APR of 29.9% - BARGAIN!! Not!!! I am tempted to go for it, purely because I can repair my credit history, and show that I have active credit and make payments on time etc etc - is this correct? If not, I wont worry, as I wont be using it, perhaps there isnt any point!!!

Thats all for me, we get paid again just before Christmas - still waiting to hear about our bonus/payrise, but not expecting too much.

Have a good weekend everyone.

xx
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Comments

  • SuiDreams
    SuiDreams Posts: 2,393 Forumite
    Part of the Furniture 1,000 Posts
    Not spending anything today as last night ended up costing £20
  • lee3276
    lee3276 Posts: 117 Forumite
    I've spent £7 on 8 cans of stella for getting ready to go out hopefully that will be a cheaper night, Unless I meet a single lady then moneysaving is out the window lol
    Egg Loan £15000

    Debt Free 1st August 2013
  • skintchick
    skintchick Posts: 15,114 Forumite
    Debt-free and Proud!
    You can repair your credit raiting if you just buy, say your food on it and pay it off in full each month.

    With your amazing willpower I think you'll be able to resist the temptation of using it for anything else!

    Today I have spent whatever a carrot and a pear cost.

    Edit - which is apparently 38p

    But succumbed to some crisps at 40p :(

    BUT....have got two Saturday shifts at my second job for Jan, which is £212 net! Plus I have 3 shifts this month which is £318 net - hurrah!! :j

    It seems I have as many Saturdays there as I want, so that's great. :D
    :cool: DFW Nerd Club member 023...DFD 9.2.2007 :cool:
    :heartpuls married 21 6 08 :A Angel babies' birth dates 3.10.08 * 4.3.11 * 11.11.11 * 17.3.12 * 2.7.12 :heart2: My live baby's birth date 22 7 09 :heart2: I'm due another baby at the end of July 2014! :j
  • ms_london wrote:
    Oh yes, I applied for a Capital One credit card (just to see if I would be accepted, not because I want one) and was accepted, although theyve offered me a card with an APR of 29.9% - BARGAIN!! Not!!! I am tempted to go for it, purely because I can repair my credit history, and show that I have active credit and make payments on time etc etc - is this correct? If not, I wont worry, as I wont be using it, perhaps there isnt any point!!!

    Go for it, you're disciplined enough to just use it and pay if off every month so why not? ;)

    Haven't spent anything for a few days cos we've all been sick :eek: but tonight is take away night so will splash out a bit :rolleyes:
    Mortgage-free wannabe!
  • Have spent zero so far today because I've been working from home... Starting in the pub at 5pm so don't plan to spend anything... A good day in all considering I'll make £40 + in the pub (fingers crossed for tips!) :rotfl:
    Debt at Highest: - £32'000
    Debt as at 6th Oct '05:- £25'814

    Debt as at 3rd Nov '05:- £24'489.94
    Debt as at 2nd Dec '05:- £23'100.96
    Debt as at 2nd Jan '06:- £22'638.64
    Debt as at 1st Feb '06:- £20'271.35
    Debt as at 7th Mar '06:- £18'939.63
    Debt as at 6th April '06:- 17'334.00
    Debt as at 4th May '06:- £16488.11
    Debt as at 1st June ':- £14'291.40
    Debt as at 5th July:- £13051.72

    debt free - September 30th '06
  • omega_2
    omega_2 Posts: 251 Forumite
    Like wot Lottiepots said (without the pub shift). BTW, Lottiepots, your debt repayment looks really impressive - keep up the good work!
  • Thanks omega... it really gives me inspiration looking at what we have paid off.. a long way to go but it can be done!!
    Debt at Highest: - £32'000
    Debt as at 6th Oct '05:- £25'814

    Debt as at 3rd Nov '05:- £24'489.94
    Debt as at 2nd Dec '05:- £23'100.96
    Debt as at 2nd Jan '06:- £22'638.64
    Debt as at 1st Feb '06:- £20'271.35
    Debt as at 7th Mar '06:- £18'939.63
    Debt as at 6th April '06:- 17'334.00
    Debt as at 4th May '06:- £16488.11
    Debt as at 1st June ':- £14'291.40
    Debt as at 5th July:- £13051.72

    debt free - September 30th '06
  • heatherw_01
    heatherw_01 Posts: 6,862 Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Nothing spent today for me :)
    I’m a Forum Ambassador and I support the Forum Team on the Quick Grabbit, Freebies, Overseas Holidays & Travel Planning and the UK Holidays, Days Out & Entertainments boards.
    If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
    All views are my own and not the official line of MoneySavingExpert.
  • spent nothing again today :) and made £20 on ebay *another day, another happy posting*
  • johanne
    johanne Posts: 1,830 Forumite
    Part of the Furniture Combo Breaker
    £50 - eek!

    But was £20 each on gas and electric for the rest of the month and £5 on both to cover the emergency credit i had to use this past week.
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