please help!

mat2113

my girlfriend and i are spilting up, we have a 6 year old son. My son wants to stay me. I currently work full time and earn £18000 per year, there is no way that i can keep on working full time so i am going to see if i can go 16 hours per week.
i have a mortgage of £214 per month and i have saving of £12000.
my paid from work would be around £160 per week, could i claim anything elsa, and if so what would i get?
thanks for any help

alwaysonthego_2

Does the mother agree with the son?

You could claim tax credits (wtc and ctc) and child benefit. Try www.entitled.co.uk. Don't forget to include your savings because yours would affect the amount of some means tested benefits such as council tax. They would not affect tax credits, only the interest (unless it is in a ISA tax free account) would be counted as income and this would have to be mor than £300 per finacial year.

Loopy_Girl

Try https://www.entitledto.com

Caz3121

you would also claim child maintenance from your ex.

mat2113

alwaysonthego wrote: »

Does the mother agree with the son?

You could claim tax credits (wtc and ctc) and child benefit. Try www.entitled.co.uk. Don't forget to include your savings because yours would affect the amount of some means tested benefits such as council tax. They would not affect tax credits, only the interest (unless it is in a ISA tax free account) would be counted as income and this would have to be mor than £300 per finacial year.

she has said that he can stay with if he wants to. i have been on entitled to it says the i would get :

£52.97 - working tax credit
£50.54 - child tax credit

does this enclude child benefit? would i get anything elsa?
all my saving are in a isa
thanks

alwaysonthego_2

mat2113 wrote: »

she has said that he can stay with if he wants to. i have been on entitled to it says the i would get :

£52.97 - working tax credit
£50.54 - child tax credit

does this enclude child benefit? would i get anything elsa?
all my saving are in a isa
thanks

Child benefit would be on top of this, you need to claim this because I am not sure if you would be paying national insurance contributions on your income, if not through child benefit your stamp would be paid for (can't remember the correct term for it offhand) although it would be the bare minimum.

Loopy_Girl

No, you'd also get child benefit of £18.80 and could also claim for maintenance from your ex.

Also get a 25% discount in your council tax bill

mat2113

i don't want anything off, she on a low wage!

mouseymousey99

jolly good but not really the point - your partner may want to contribute (morally too)....and CSA may have a view too.....

alwaysonthego_2

mouseymousey99 wrote: »

jolly good but not really the point - your partner may want to contribute (morally too)....and CSA may have a view too.....

The CSA would only be involved if the op went on to benefits such as income support surely.

Loopy_Girl

alwaysonthego wrote: »

The CSA would only be involved if the op went on to benefits such as income support surely.

No. From the 27th of this month, you are no longer obliged to involve the CSA for parents on benefits. Any new parent claiming will not be asked for details of the other parent and existing cases have the opportunity to be closed.

If the parents decide on a private arrangement then the onus is on the PWC to tell the DWP how much they are receiving and they will get to keep £20.00 a week and the excess will be deducted from their IS.