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Ashbart's MS Diary - £6k by June 2009

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  • Pink.
    Pink. Posts: 17,650 Forumite
    10,000 Posts Combo Breaker
    Hi ashbart,

    Just popped over to see how you're doing. Glad all is going well for you. :T

    Pink
  • mum_of_4
    mum_of_4 Posts: 720 Forumite
    Grow your own veg and fruit.

    If you can get an allotment or have a garden do it as to date i have saved over £4000 in three years of having an allotment. This includes the money i've saved and odd few pounds here and there that neighbours have given me.

    That's what got me started on sorting out my debts and I still watch what i spend. I write down what i save using coupons how much veg would have cost me - of course i could be going mad with all this recording of my spending.
    Kind Regards
    Maz


    self sufficient - in veg and eggs from the allotment
  • ashbart
    ashbart Posts: 465 Forumite
    MS Diary to date:

    01/10/08 £170.13 balance carried forward
    06/10/08 £ 39.44 Quidco payment
    06/10/08 £ .30 First money off coupon!!!

    Total - £209.87
    £5,790.13 to go

    Official DFW Member 716 - Proud to be dealing with my debts
  • ashbart
    ashbart Posts: 465 Forumite
    Hi mum of 4!

    Something I forgot to add to the list! Thanks! Will add straight away! I have been growing bits and pieces. Potatoes, strawberries, runner beans. I did not do very well with the strawberries & runner beans but, I've had at least 3 bags of potatoes! I am going to make an effort to grow more this year.

    Thanks for your post! Ash xx
    Official DFW Member 716 - Proud to be dealing with my debts
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Glad to see it's all going well for you Ashbart! :D
  • Baybee1984
    Baybee1984 Posts: 572 Forumite
    Fantastic so far! :)
    \\ Debt Free April 2008 //
    \\ Single Mummy to 1 boy - 4 years & 5 months old //
    \\ Last weeks spend: £139.39 - 2 NSDs //
  • ashbart
    ashbart Posts: 465 Forumite
    MS Diary to date:

    10/10/08 £209.87 balance carried forward
    10/10/08 £ 20.00 weekly standing order
    10/10/08 £ 70.00 overtime (paying in today)

    Total - £299.87
    £5,700.13 to go
    Official DFW Member 716 - Proud to be dealing with my debts
  • ashbart
    ashbart Posts: 465 Forumite
    Unfortunately, I haven't been able to try and spend my MOC's yet as I haven't been for a proper food shop for over a week! Good for saving money though!!

    A close mate gave me loads of stuff yesterday to sell at a car boot so, MUST get one booked in...!

    I've got my last lot of home grown potatoes to dig up and use. Also used two meals from the freezer this week and I'm having leftover Cottage Pie at work today - how MS is that?!? :)
    Official DFW Member 716 - Proud to be dealing with my debts
  • ashbart
    ashbart Posts: 465 Forumite
    Spent 2 MOC's this weekend!! I've decided to make a deal with myself. For all MOC's used, I will transfer twice the amount into my ISA. This weekend, I used £6 Airwick coupon and £1 Food Doctor coupon so, I'll transfer £14 + a backdated £0.30 into my ISA this week.

    MSing things to do this week:
    1. Lower the credit limit on my Next, Index & OH's Argos card. What's the point in having all that available credit?!?
    2. Transfer 2 x credit cards as 0% interest ends in November.
    3. Send off OH's phone to envirofone.
    4. Book in to a car boot sale!
    5. Put a few bits on ebay.

    Hopefully that should keep me going this week. To keep on track, I really need to make another £366.80 before the end of October. When I look at it that way, it's quite depressing, really...! And then it starts all over again in November.....
    Official DFW Member 716 - Proud to be dealing with my debts
  • ashbart
    ashbart Posts: 465 Forumite
    Had take-away last night *slaps hand*. OH and I cleared out one of the spare rooms and I did a load of paperwork. I am having left-overs tonight which I suppose is one positive from a negative!

    I have not done anything from the list I posted yesterday. Need to get moving. Will aim to get credit cards done today.
    Official DFW Member 716 - Proud to be dealing with my debts
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