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Live on £4000 for a year - part 4 (Oct - Dec 2008)
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Hi everyone,
I know we're all looking for good news, so I have some. Remember I was waiting for a survey to pay out that would save me from financial ruin (ok using a credit card) this month? I got it yesterday. 70 lovely pounds. So I'm going to be ok until payday now!
The banking problems are worrying, but I'm just trying to look at the long-term. The economy is cyclical (don't listed to Gordon!), the good times come and go, and so do the bad.
Lynda I think you've got just the right attitude, and we are so lucky that the govenment has stepped in to protect savers in the icelandic banks because I don't think they had to (legally). So that's another thing to be thankful for.
Big hugs to everyone who is struggling at the moment. I don't think that it makes us feel any better with winter coming. Especially when we all think of heating bills!
Could anyone advise which uses more electricity - boiling full kettle to make hot water bottle (I know these use a lot of leccy), or having electric blanket on (setting 2 of 3), for about half an hour. I don't know the wattage. I think that's crucial isn't it?
Thanks,
xxDebt at highest Nov '06 £17,822.98
Debt at LBM Nov '07 £14,231.63
DEBT FREE as of 01/01/09 now I have savings!!0 -
dfw44
Could anyone advise which uses more electricity - boiling full kettle to make hot water bottle (I know these use a lot of leccy), or having electric blanket on (setting 2 of 3), for about half an hour. I don't know the wattage. I think that's crucial isn't it?
I'd say filling the kettle for the warm water bottle is better than having the electric blanket on for half an hour.DEBT 02/25: total £6100 Debt free date 12/250 -
morning all
Hope all are well. Could anyone advise me-is it worth looking for a remoska on ebay or should i just get one direct? I know one will save money in the long run but they're pretty pricey.
NYK - not smoking going ok, most difficult bit is when OH is at home. He goes outside for a smoke, but I can smell it on him when he comes in and it makes me stroppy:mad: I've given up the booze as well (on another thread) and he ponged of that as well last night. Gonna have to keep 'febreezing' him.
Maybe put a bag over his head. Maybe shut him in the shed?Debt as at Feb 14: £2272.40DFW Nerd no. 1024June Overhaul #260 -
Thanks thriftylass. I suppose I should get one of those things you plug in which measures how much energy an appliance uses, but it seems like a waste to use it only a couple of times because, well, once you know, you know. They should lend them out like books at the library! I might have a look on ebay for one, as I much prefer having my electric blanket on, but can't sleep without either that or a bottle because I haven't got the heating on yet. I don't want to give up the blanket for a bottle if the electricity saving is very small... Off to ebay, ebid and amazon bargain hunting.Debt at highest Nov '06 £17,822.98
Debt at LBM Nov '07 £14,231.63
DEBT FREE as of 01/01/09 now I have savings!!0 -
Today, my "fate" has been sealed... I have done my best to help people, have done my charity clicks every day, have freecycled whatever I could and, in return, fate has delivered me a £5 Marks & Spencer voucher for the Direct Line insurance quote and... A NEW HOUSE!
:j :T :beer:
Having been paranoid about not being able to get at savings exactly when I need them, I transfered some money into my current account first thing this morning (but have left the stoozepot intact) enough to cover a housemove. Within an hour of doing that, the estate agent called to say our application for the farm cottage had been accepted! I am sooooooo excited, even although we don't have a moving date agreed yet!Now I can be paranoid about the deal falling through before we actually make the move.
Has anyone else received their free £5 vouchers yet? They bring all sorts of luck with themI reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
Hi dfw844
If you are a southern gas/electric customer you can ask them for a free tester.. someone on another thread mentioned it the other week -so I told my mum about it, she rang and they are sending her a tester plus info on reducing her usage.. If she can reduce it by 10% they will give you £15 off your bill and if 20% £25 off :T
I will see if I can find the link
Siannie.. I would go straight for lakeland -their customer service is stunning (I can say that as they gave me one free :rotfl: )... plus -if you watch the ones on ebay -you aren't paying much less than the Lakeland price:D
congratulations NYK :T :j-6 -8 -3 -1.5 -2.5 -3 -1.5-3.50 -
congrats NYK - that's good Karma for you!!!!Debt as at Feb 14: £2272.40DFW Nerd no. 1024June Overhaul #260
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Ok im back
Just a quick one -here is that link for the energy saver.. hope it helps someone
http://www.southern-electric.co.uk/ForYourHome/EnergyProducts/betterplan.aspx-6 -8 -3 -1.5 -2.5 -3 -1.5-3.50 -
SiannieLaz wrote: »Gonna have to keep 'febreezing' him.
Maybe put a bag over his head. Maybe shut him in the shed?
:rotfl: :rotfl: :rotfl:
Be strong! It is so worth it when you suddenly realise that your first £5 has become over £300! :eek: :T :j
DFW - I wouldn't be without my electric blanket - it has very little impact on the meter readings and means I don't need any heating in the bedrooms. I'm going to get one for DS's room as soon as I can. Regarding the kettle - boil it full and store excess in flasks for dishwashing and water bottle, it means there's always hot water without heating a full tank(I got a 1.5litre flask in Woolies sale for £1.79 or thereabouts.)
I reserve the right not to spend.
The less I spend, the more I can afford.
Frugal living challenge - living on little in 2025 while frugalling towards retirement.0 -
:rotfl: :rotfl: :rotfl:
Be strong! It is so worth it when you suddenly realise that your first £5 has become over £300! :eek: :T :j
DFW - I wouldn't be without my electric blanket - it has very little impact on the meter readings and means I don't need any heating in the bedrooms. I'm going to get one for DS's room as soon as I can. Regarding the kettle - boil it full and store excess in flasks for dishwashing and water bottle, it means there's always hot water without heating a full tank(I got a 1.5litre flask in Woolies sale for £1.79 or thereabouts.)
Hi Nyk,
Congratualtions on the house move, do you know roughly when you will be going?
SL x0
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