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Gallygirl's 95 month challenge - now 'only' 92 months

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SmlSave wrote: »
    2 more sleeps till sunny Spain! :)

    After the morning I've had it can't come soon enough :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    What's happened? Are you ok?

    Pull up a seat and tell aunty SmlSave.........
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ta sml, was stressful morning at work, but hey, nobody died (only cos I couldn't get my hands on someone ;)).

    Well, back from hol which was fab as always. Sad to leave but have managed to get over my post holiday depression pretty quickly so normal service is resumed :)

    Lots & lots of toms (sorry TPA), the yellow ones especially are gorgeous & I think I'll just grow them next year :)

    Total mortgage debt on all 3 mortgages was 141.5k at 1st Sept and, depending on when some bills come in, we may break 140k at 1st Oct :)

    DS has paid me back £400 he owed and may not need 4k for his Masters - he has been offered a 4yr funded PHD :eek::D:T:j:beer:, but needs to make sure it is right for him. My advice of course will not be affected by the fact he would no longer be costing me anything and a son with a PHD would give me considerable boasting rights :o:)

    Despite borrowing over 9k to buy car we are back on track with MFiT challenge, v pleased :)

    Have tidied up mortgage spreadsheets & been thinking about the new challenge. Hmmmm, will be a biggie I think :eek: :)

    Less than 5 weeks till mini-break to Spain :)

    No MS booked, can't see anything. Did get offered a car circuit but that's been cancelled. Some of local work has gone to DD who is home this weekend :rolleyes:, kids, they'd take the food out of your mouth (literally in this case :rotfl:) :(

    :) 7
    :( 1

    The :)'s have it.

    Great to hear everyone's progress, well done peeps :T

    gg
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    GG - well done on all that progress bravo0001.gif getting below £140k will feel fab I'm sure:D
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Ohhhh, good luck (not that you need it) getting to £140k in Oct :D

    Well done to your DS :) Have his PHD funded would be brillaint, but like you say, it has to be right for him
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    SmlSave wrote: »
    Well done to your DS :) Have his PHD funded would be brillaint, but like you say, it has to be right for him

    Don't you mean right for me :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Don't you mean right for me :rotfl:

    Lol, of course :) and extra boasting powers to you too :D
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    Any good MS friend would send said friend toms in post!
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Tesco_points_addict wrote: »
    Any good MS friend would send said friend toms in post!

    Aren't you too busy eating biscuits to eat toms :confused:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Tesco_points_addict
    Tesco_points_addict Posts: 3,242 Forumite
    gallygirl wrote: »
    Aren't you too busy eating biscuits to eat toms :confused:


    I would like to point out that I have had to resort to eating biscuits as I have no toms!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
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