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Gallygirl's 95 month challenge - now 'only' 92 months

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Comments

  • cha97michelle
    cha97michelle Posts: 5,818 Forumite
    Part of the Furniture
    Another case of kitchen envy here. I really hope i can stretch some of the in law money for a bathroom towards a kitchen too. Yours is gorgeous.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Fantastic kitchen GG - I'm loving that work top:T:T:T

    10/10 from me smiley_10sign.gif
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    setmefree2 wrote: »
    Fantastic kitchen GG - I'm loving that work top:T:T:T

    10/10 from me smiley_10sign.gif

    You can come round and clean it then :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Ohhhhhh, I've just saw your kitchen piccies - it's lovely :D

    ;) I'll come and clean it for you if you promise to redo my kitchen for me
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Loving it, loving it loving it!!! That work top is stunning x

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good Postman, nice postman :)

    Good Nestle, nice Nestle :)

    Good Closer, nice Closer :)
    gallygirl wrote: »

    Sent a message to Nescafe earlier via their website - all Nescafe Collection 100g coffees, including my Alta Rica, have been recalled due to possible glass contamination :eek:. According to my DD 10,000 jars have been recalled. I had 2 jars bought on offer before I went on holiday, both unopened :mad:.

    £10 cheque from Nestle just arrived - only sent message Sunday night & had paid £5 for the 2 :)

    Also prize from Closer mag - anto-ageing serum, shoukd fetch £5 on ebay :) (I don't need it, being so youthful myself :rotfl:)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • greent
    greent Posts: 10,921 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gallygirl wrote: »
    Good Postman, nice postman :)

    Good Nestle, nice Nestle :)

    Good Closer, nice Closer :)



    £10 cheque from Nestle just arrived - only sent message Sunday night & had paid £5 for the 2 :)

    QUOTE]

    Pants! I bought some but emptied it into my coffee cannister on the kitchen side so don;t have the details.... :( Have emailed them on the off chance they may be kind to me.... fingers crossed!

    Lovely kitchen, btw!!:D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • TallGirl
    TallGirl Posts: 6,357 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Fantastic kitchen and at a good price well done for sticking to the budget. Don't worry too much about the mortgage challenge stuff all of a sudden you will be ahead. Don't blame you for giving up MS they really don't earn you much I am only doing nice ones (food and stuff from shops I actually want) plus work pay all my petrol (well I am taxed on it) so might as well use it. I did do a nice one £45 for opening a 2nd current account now that was worth doing.

    Take care and keep up the good work
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    TallGirl wrote: »
    Fantastic kitchen and at a good price well done for sticking to the budget. Don't worry too much about the mortgage challenge stuff all of a sudden you will be ahead. Don't blame you for giving up MS they really don't earn you much I am only doing nice ones (food and stuff from shops I actually want) plus work pay all my petrol (well I am taxed on it) so might as well use it. I did do a nice one £45 for opening a 2nd current account now that was worth doing.

    Take care and keep up the good work

    Thanks TG. I looked at the MS v carefully but with my pay rise I pay 40% tax so it really wasn't worth while. When you look at a certain petrol station job I used to do, £5 pay and £5 spend. £1.99 on coffee, remainder on anything so £3 of taxable benefit, and bearing in mind that what I bought would probably cost only £2 in a supermarket, and I'd be taxed on it at 40%, it really wasn't worth it.

    What I will be doing though is making good use of my extra time. So, starting to shop around - today I spent just under £7 in Lidl on fruit & veg, priced it on mysupermarket at £5 more in Tesco :eek:, so will be paying that to mortgage.

    Thought of some extra columns to add to spreadsheets so off to do that while watching England attempt to beat USA :eek:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 20 June 2010 at 12:27PM
    Ha, so much for England beating the USA.... and Algeria :mad:.

    Warning random thoughts:

    Bl**dy freezing yesterday :eek:, had winter boots & sweatshirt on (which now fits :)), seriously thought about putting gloves on :(

    Sat night on own + 2 vodkas + ebay is not a good combination :eek:. And I have increased bids on some items since :o, hopefully won't win any :rotfl:.

    Still, 4 items I have listed have bids :) (so that will pay the postage on what I'm bidding on :o)

    DS cut grass & managed to break window with a flying stone :cool:. Can I get my act together to sort out getting it fixed? Can I heck :(.

    Need to sort out freezers & make a list of meals I could make :A.

    Monarch flights for next year on sale, from & to my preferred airports. Easter is late & May Day hol on 2nd - got flights for £90 each, 11 nights away for 4.5 days leave :j. OH going back before me so I'll have 3 nights on my own, which I'm pleased about, I love it there on my own :). Also booked week with friend for June :T. Won't be booking any more at present, will be going back to Gambia in Jan & supposed to be going NY & LV at end of year, not sure how many days that will take (although OH hadn't quite realised that NY & LV isn't just a long weekend :p). Feel better with something booked :D.

    Am waiting on washing to dry (on the line :A) so I can take extra ironing to cleaner :o.

    Nice man stopped me as I was going into garage & said 'that's a lovely top love, really pretty' :D. Felt v chuffed, as if I'd knitted it myself :rotfl:. Was a Next top, £2 from charity shop, but it is very nice (& fits lovely as long as I don't sit down :o). So, if nice man is reading this :kisses3:.

    Hope all enjoying weekend.

    gg x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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