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Hypno's "there's more to life than debt" diary.....

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  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on getting rid of another one hypno!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thank you!

    and I have just picked up a restaurant mystery shop for 4 on Saturday :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    hypno06 wrote: »
    Thank you!

    and I have just picked up a restaurant mystery shop for 4 on Saturday :D

    Wow another debt paid AND a free meal out - well done you! (um what happens with the student! will you pay for her to go along as well?)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :T :T :T :T

    Well done Hypno!
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Blinking heck another card gone, well done you:T See even when you are not being super DFW you are doing way more than most of us lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    WOW - not MSEing suits you!!!!! :beer:

    What's the next debt you're not going to repay :D ?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Have I missed the point of this diary ..lol...thought you were just making minimum payments and not taking on anymore mystery shopping(or have I misunderstood you)...well done on paying the card off.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    taxi, I said that I would do the mystery shops that would be silly to turn down - so for example, if they are paying for me to have a meal for the whole family, then it would be daft to turn that down as it is a free night out. Similarly, the hair cut one would have been daft to turn down as it has given me a £37 haircut for nowt! But the ones where I rush around in my lunch hour pretending I need a tyre for my car, might get ignored for a few weeks!

    The student will come with us - OH is working so no problem there.

    My next target is my egg loan - simply because it can be overpaid without penalty, and it is the biggest amount outstanding and it is in MY name, whereas the last two debts I have paid off are in OH name. Ironically, the APR is the lowest of all our debts, but I just fancy getting rid off it......it has caused me hassle in the past, when their computer sent it to a DCA despite me never being so much as a day late with an overpayment, which then took me a year to sort out, with all the "courtesy calls" from the DCA a dozen times a day that went with it. My "compensation" because it was all Egg's fault was to reduce the APR right down, but to be honest, it is a big loan and I would like to see it gone.

    chicken and asparagus risotto (with free chicken!) for dinner tonight :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Congrats on the cards being gone :T
    No longer using this account for new posts from 2013
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hypno, I love this! Well done on getting rid of the HSBC card, thats great news. Nice mystery shop too!
    2023: the year I get to buy a car
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