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Hypno's "there's more to life than debt" diary.....

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It was perfectly acceptable!!!

    Have input the results now, and so I have nothing to stop me from decluttering those 25 items I vowed to do this morning :eek: Someone save me!!!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Bob hands Hypno a virtual lifeline.......................................
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    **reaches out gratefully and decides to go and put the kettle on instead**
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    me too catch you later
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Nice lunch...have you decluttered 25 things yet?
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yes! I have done two kitchen drawers, a kitchen cupboard, am putting some more CDs on i-tunes, have put 5 bags of stuff for the charity shop ready to go in the car and take, a box of lego has been sealed up ready to put in the loft, DD is sorting a box of absolute tat, just checking for a missing vital item before it all goes in the bin, and have brought down two items of "mending" to do this evening.................:D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hypno you are amazing! :T I've put another finished basket together and decorated a calendar complete with photos for MILs birthday - does that count. Miracle OH has packed dishwasher twice today and even done some kitchen cleaning. I have done about 3 loads of washing.... But progress towards debt repayment big fat zilch other than my first NSD of the month!!! I didn't think I was ever going to get there!

    Bye all - keep debt busting!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I've done nothing debtwise today either Savingholmes - not even managed a NSD, so you are ahead of me!!! I have just done some mending, and might go up and take out 5 items of clothing that I don't wear (starting small, in terms of number and size!) to get rid of..................

    Hopefully OH will bring me some storage boxes from work tomorrow that I can actually put stuff away in for keeping in the loft etc with a date on. Once that date passes, and the box has not been touched, then it can be gotten rid of! I am getting there slowly but surely!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done ..that's loads done.
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Well done Hypno, yet another productive day.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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