Hypno's "there's more to life than debt" diary.....

judi24

Wow - that sounds like a great idea - I think i will copy you if that's ok?
I feel like I have just bumbled my way through this last 12 month since I split with my ex - I think a list of goals or at least some sort of focus might help!
Sounds like you will be making good use of ski club time!

shaun40400

interesting idea hypno and one worth following up,will watch with interest,
i know we live on a very tight budget at the minute
me on social and oh on maternity,and when i return from Lithuania in Feb will do something similar,,
we've been looking at our future options and after months of discussion.we have decided to sell the apartment in Lithuania,,
the reason being is three fold

• four children who will need our help with college,own homes eth
• having a joint income that's higher than one persons minimum wage
• the fact i cant work a 40hr week in a normal job

so to take a franchise with either a petrol or supermarket company i will need €50,000.
as security and €20,000 back up, plus an overdraft,,
i worked retail for most of my live so know what im doing there,,
apartment will raise €110/120k (not a bad return on €25k for 4yrs)
and will also leave us enough for the plastic house as a holiday home .
all feed back is welcome
feel the love :smileyhea

judi24

Shaun it Sounds like you have a plan that you have thought long and hard about - hope it all works out for you. Makes me ealise I need to make some plans!!!

Karmacat

hypno06 wrote: »

Soooo tired! Got home late because originally I arrived home to find that I had somehow managed to leave my doorkey inside and was now locked out - so had to turn round and go to where OH was working to get his keys :mad: :mad: So I was a whole lot later getting to bed than I would have liked.

Thats really not good. And the sleeplessness later on.

I won't be running - I really do feel far too tired and my nose has been running all night, so I feel my "quota" for the day is already done.

You slipped in a joke there Its a good one!

I have the use of a colleague's season tickets for the football today - the local derby, so a biggie......which means a very DFW trip out for DS and I, and DD and the student are off to see a "see film first" film for free, so that is good too!

I still find it a bit hard you like to actually *watch* football, sorry my lack, I know. Or Norwich is a big community sort of place where everyone does that. Anyway, since you *do* like to watch it, have fun! :j

I still need to input those bloody mystery shops, get some basics from Tesco etc

I'm [STRIKE]staggered[/STRIKE]envious they haven't been deallocated from lack of input. The one little mystery shop I did yesterday, I was inputting at 11.45pm, they said it had to be done by midnight. And the other from yesterday, I couldn't find the place in daylight, and couldn't do it till about 6.30pm anyway, so I deallocated myself when I got home....

But first, banking, scratchcards, and more coffee.....

Have a good day everyone x

Now there's a woman after my own heart. Looking forward to my 2nd coffee already. I'm having a quiet, practical day today, two days on the trot of going up to London is *not* good. And whyever did I think it would be fun to do a bit of shopping in Islington???? I must have been off my head.

doodledo_2

Morning everyone. Sorry you're aren't feeling 100% and definately sounds like you are a bit run down. Think a week of shorter runs is a good idea. I don't confess to know much about this running lark but I wonder if you need some extra supplements to keep you in tip top condition.

Loving the idea of plans for 2009 and can't wait to read your list (and still your ideas) lol.

I have been thinking a lot over this last week as I find myself in a position I wasn't expecting whether to use this as a springboard to new things. I am guilty of plodding along for the last couple of years but now my little girl is older and off to "Big school" soon I feel it might be time to concentrate on me for a bit.

Keep thinking about a change of career but frustratingly the debt part holds me back as I couldn't manage on a big drop of wages.

Gemmzie

Hi hypno et al. Don't know if you've seen the new Quidco bingo but I've got a DFW team going if anyone wants to join me. Worth a go!

hypno06

I will catch up later (at the ski club chatting!!) but let me know about the quidco bingo Gemmz.......and I will happily join in!

Karmacat

Hey, I'm trying to learn how to upload photos, and I found out about avatars under our names! It was turned off on my settings, I never knew we had them available to view I'll have to find a good one now....

Gemmzie

Just PM me your quidco username and you're in

whatatwit

Karmacat wrote: »

Hey, I'm trying to learn how to upload photos, and I found out about avatars under our names! It was turned off on my settings, I never knew we had them available to view I'll have to find a good one now....

Does this mean that you've been missing out on my lovely dishcloth all this time and Hypno's self portrait

Hypno, your plan for next year is a good idea, I think we all tend to have a list of 'jobs' in our minds and sometimes it's overwhelming. By breaking it down, it's far easier to clear a task, well that's what I keep telling myself :rolleyes:

So far today, I have scratched 40p, had breakfast and drunk several cups of tea.
Brucie bonus for me though, I de-iced Mr Twit's car whilst he loaded his stuff before he went to work. I knew I'd find a use for the now defunct WHS card.