Sunday 28/09/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:

• Check online banking
• see if any clicks
• storecupboard tea
• make a loaf in breadmaker
• Go for swim and jacuzzi to use gym membership

Morning everyone, just about to go to gym for a swim and jacuzzi etc. Hope you all have a good day. Looks a bit grey here this morning but hopefully will brighten up later:rolleyes:
Enjoy what is left of the weekend, willcatch up with you all later:D

plzhelpmesave!

my (not very) DFW thing today :

- ordered some cheap washing up powder from boots (if it comes!)
- dinner from storecupboard today
- wrap up Eid pressies - all bought on offers/using vouchers
- checked online bacnking and put down DH details for referrals to A&L switching service (potential £25 for me and £125 for DH)
- go to asda to use £3 voucher that expires today
- do loads of ironing using my £30 steam generator iron (that i never use!!)

have a good day all x

urg123

Morning All,

Today I will

• Finish my report for work (its due in tomorrow).
• Visit my parents and go to the asian supermarkets nearby (lots of savings here! Need to stick to the list as there are so many nice things).
• Sort out some of the washing so there isn't a massive pile as you walk into the living room.
• Iron enough clothes for the week.
• Return a top to New Look.
• Set up a plan of work for the rest of the week to attempt to keep me on the straight and narrow and focus on being debt free.

Hope the day is lovely for all of you.

URG x x

mickey_mouse

gooooooooooooood Morning:D

today I will
-do clicks
-do comps
- go visit a friend to chat about more comps
- have a nsd

Essex-girl_2

Good Morning

Not very DFW day here as off to Wagamama's for DS's birthday meal later however its the first meal out we have had for ages.

Anyway

• Will check online banking
• Washing line drying
• Not eat dessert when out for meal and only soft drinks

Oh my, thats about it for today, however still better than nothing and much better than pre MSE

Piquant_2

Happy Sunday to you all!!

Have been a bit naughty, but in a DFW way!

I was clearing one of the tribes cupboard out (he has left home!) and found a Pringles tube full of change, I called him to come and collect but he said I could have it - all good so far! But he had started filling it without emptying the Pringles out, maybe starting 3 years ago....The coins were disgusting:eek: I washed, bleached,washed, boiled, washed the coins, but they still looked manky. Far too manky to bag up all shades of green, blue and brown. I wasn't sure if a cashier would accept them, so revolting looking were they. So I was naughty and put them in a Coinstar machine. I now have £10.33 to put towards the debt and saddle!! hurrah!! Do feel a bit bad for whoever has to sort the coins out, but they are clean and Coinstar do charge 7.9p in the pound :eek:

Other than that today I have/will
make a loaf of bread
do lots of housework
meet my Dad for breakfast
check banking
make dinner from scratch
enjoy the weather and horse

WelshWoofer

Morning!
All quiet here so far - went to a fancy dress birthday party last night but I drove so no boozing for me, hence I'm up and have walked the dog whilst OH is still snoring his head off!

Anyway, today I will/have...

• Just buy a paper
• Make meals from food in the house (did a Tesco shop yesterday so plenty of choice)
• Bake some cookies for goodies for the week
• Phone NEXT (again!)
• Check bank and quidco (if anything's come I'll pay it off the CC, will only be a few quid but better than nothing)
• Work out budget for next 2 weeks (will be tight) until payday. I don't want to go into the OD this month and if I'm frugal I'll have paid it off and my wages next month will be all mine not the banks!
• Have a general mooch about - it is Sunday!

Casperthefriendlyghost

Good morning everyone

Today I will stay at home and watch the Grand Prix at 12h00, so NSD here today due to not leaving home. Will also be cooking food from the fridge/freezer and storecupboard. Will get one freezer empty by the end of the year lol.

Cheers
Casper
x x x

always_amazed

Today I will:
Work through some procrastination help books !
Pay back my Dad £90.
Not buy an alcoholic drink at the show tonight; instead just have a soft one.

~Yorkshire_Belle~

Hi all especially sophiesmum, thanks for starting the thread.
I feel a bit down today, it feels quite a lonely journey ( see post on OS about Grocery Challenge spectacular failure). I'm scrimping, saving, making do and OH, whilst being on board in principle, just slips back into I want, I need, I deserve mode. I feel like a duck frantically paddling to make amends for overspending by him and by those unexpected expenses (eg brand new football kit dads in DSs team have decided is essential). I do try and keep a bit of contingency but just doesn't seem to stretch far enough.
Sorry to moan
Today I will

• do all usual checking
• line dry
• bread in bm
• yoghurt
• Come back when I feel more cheerful!

Belle

DitaBombita

Hello all -

As the OP said a quiet night last night - two glasses of home made wine so no hangover and up early - Todays plan

1. Bought Observer from shop with £1 off voucher
2. made a meal plan for this week
3. Found nectar card and old recipts to get points put on
4. Found jotter for bag to write down everything I spend for next week
5. Updated signature to include NSD and £5 day challenge for Oct
6. Made a yummy butternut squash and lentil soup
7. Going to roller skate pratctise.
8. Loaf in the Bread Machine
9. Line dry clothes
10. Enter Comps
11. Cooked jacket pots in oven with other stuff to save electric

Woohoo all done and not even midday!