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Benefits, not enough stamp etc

24

Comments

  • Mojisola wrote: »
    Wouldn't you be eligible under the Young Persons rules?

    www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_10018913

    "You may be able to claim Incapacity Benefit even if you haven't paid enough National Insurance contributions if the following apply:
    you're aged under 20 (or 25 if you were in education or training at least three months immediately before turning 20),
    you've been sick for 28 weeks
    you're present and resident in Great Britain for 26 weeks in the year before you claim.

    I thought I was, however was told that I didnt have enough NI contributions and couldn't claim. Is it worth calling them up and checking they took this in to consideration?
    "I never meant to be different, I just wanted to be myself"
  • Idiophreak
    Idiophreak Posts: 12,024 Forumite
    10,000 Posts Combo Breaker
    Mojisola wrote: »
    "You may be able to claim Incapacity Benefit even if you haven't paid enough National Insurance contributions if the following apply:
    you're aged under 20 (or 25 if you were in education or training at least three months immediately before turning 20),
    you've been sick for 28 weeks
    you're present and resident in Great Britain for 26 weeks in the year before you claim.

    I love the use of "may be" on "official" sites...and we wonder why there are so many fuzzy areas in these things...
  • jul22
    jul22 Posts: 40 Forumite
    Can't get anything as I have a partner who works full time at minimum wage.

    Sadly, you won't get Income Support either. In order to receive IS a ptr must be working under 24 hours and their salary is taken into account - although the first £10 is disregarded - which often means that if a ptr was working 24 hrs a week then that salary would be probably be more than the £94.95 couple entitlement for IS.

    I'm not sure of the rules of Tax Credits, but is there any way she can claim Working Tax Credits to supplement your income?
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    jul22 wrote: »
    I'm not sure of the rules of Tax Credits, but is there any way she can claim Working Tax Credits to supplement your income?

    If the partner is under 25 and no children you don't get any tax credits. To claim as a couple without children you need to be over 25 years old earn no more than £17400 a year and be working more than 30 hours a week.

    Yours

    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • calleyw wrote: »
    If the partner is under 25 and no children you don't get any tax credits. To claim as a couple without children you need to be over 25 years old earn no more than £17400 a year and be working more than 30 hours a week.

    Yours

    Calley

    if her partner is over 25, she could be on their claim for WTC, if they earn under the threshold
    the only debt left now is on credit cards! The evil loan has gone!! :j:j
  • calleyw
    calleyw Posts: 9,896 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    if her partner is over 25, she could be on their claim for WTC, if they earn under the threshold

    I will re-write my reply to make it crystal clear for everyone :rolleyes:

    As obviously the bit where I said "If the partner is under 25 and no children you don't get any tax credits." is not clear enough.

    I never said that both needed to be over 25 years old to claim as a couple. As we know the age of the OP 23 but not his partner.


    Yours


    Calley
    Hope for everything and expect nothing!!!

    Good enough is almost always good enough -Prof Barry Schwartz

    If it scares you, it might be a good thing to try -Seth Godin
  • calleyw wrote: »
    I will re-write my reply to make it crystal clear for everyone :rolleyes:

    As obviously the bit where I said "If the partner is under 25 and no children you don't get any tax credits." is not clear enough.

    I never said that both needed to be over 25 years old to claim as a couple. As we know the age of the OP 23 but not his partner.

    My partner is 22 and we have no children.
    "I never meant to be different, I just wanted to be myself"
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought I was, however was told that I didnt have enough NI contributions and couldn't claim. Is it worth calling them up and checking they took this in to consideration?

    You don't need any NI contributions to get IB under the Young Persons rules.

    Although it doesn't apply to you as you don't have any contributions, it isn't how many contributions you have but whether you have paid NI during the "relevant years" so it is possible to have paid NI but still not be entitled!
  • stazi
    stazi Posts: 1,295 Forumite
    But to get IB in Youth you do need to be sick for 28 weeks first. At week 23, a form IBY22 should be issued by JCP to invite a claim to IBY from the 197th day.
  • KimYeovil
    KimYeovil Posts: 6,156 Forumite
    1,000 Posts Combo Breaker
    You chose not to pay income tax or national insurance when you were working and are now upset that this complicates your claim for benefits? Have you declared these earnings yet to the inland revenue? Have you paid any income tax or insurance? Or are you just pocketing all the money? When stealing most thieves consider the risk involved. You took a gamble but lost. Be dishonest if you want but take the consequences on the chin.

    Why do you want more than a couple's entitlement? If you already earn that much, shrug.
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