lilmissmups £20k in 20mths moving on diary!

lilmissmup

Just spent another £7.99 on an album on Itunes so total is now £203.83.

Oh well

EDIT: Just remembered i put £5 petrol in OHS car and paid £1.50 for parking too so its actually £210.33 :eek:

mariagti

Ahhh!!! Oh well your debt free and not getting back into debt. And you need a treat after all that work becoming debt free.

Naughty dawn on the bingo again though! lol. Have you done all the free £10 ones? Ive seen a few new ones on the tv adverts i havent done before 356bingo or something like that and 888bingo.

frazzmunch

just read your thread...congrats on being debt free:j !! it sounds like you have worked really hard to get to where you are now so don't feel bad about the splurge....as long as it was all paid for in cash and you enjoyed it!!:rotfl:

i am certain that you will acheive your goals...and with the current economic climate, when you have enough cash for your house you will probably be able to pick up a real bargin!! Fingers crossed for you, enjoy your success..:D

babes21

Glad you had a nice day shopping.

I personally wouldn't bother with the bingo hun, that could go into your savings instead. Only play when they have the promotions on and you get to play for free then .

savingholmes

Well done on your new target! If I ever get credit card debt free - my next challenge is to be mortgage free... My DFW date is still 2-3 years away tho...

If you are into bingo - just join other cashback sites and make some money back. Stop at the minimum deposit! Cash out straightaway or - cancel all those accounts - that will help with house saving.

Can I ask why your OH isn't directly contributing to deposit saving?

Good luck...

lilmissmup

Oh lots of replies hello all :hello:

I am going to stop the bingo, cos i did 4 bingo cashback deals i got myself into it again but i promise no more bingo for me unless its got cashback with it!

I do play free bingo but never win as there are a thousand other people playing too.:p

Savingholmes as i am only just debt free and have a few things to payout for this month i am going to get the OH to start saving with me end of October although i need to sit down with him and work out how much, unfortunately he smokes so even though he earns a bit more than me most of his disposable income goes on that but he does give me all his £2 coins and i nab change off him.

I am hoping to get him to save £250 a month but i might have a struggle on my hands, i am going to have to start getting him into the MSE way of things!

The money that i am currently putting in my ISA is the £200 i borrowed from our sealed pot to help me become debt free.

Anyway i am not leaving the house today as don't want to spend any money and i was working out how much money i have left for the month last night and well its nothing really!

I have to pay out for the dentist and Izzy needs her booster jab so i need to find some way of making some extra cash, sadly i don't think i have anything i can eBay!

lilmissmup

As i have blown all my spending money for the month now :rolleyes: i have joined the October £10 a day challenge and also i am running the NSD challenge again (hint hint go join ) to get my butt in gear.

It might not seem like it but i have got really lapse the last month or so, i have stopped doing daily clicks and surveys i have got a bit lapse on too so i have to get my butt in gear especially if i am going to make this £20000!

Today i have done 2 surveys, 1 valued opinions for 75p and 1 IPSOS survey for 150 points (About £1) and i have some toluna ones to do but they are so boring and takes ages to get vouchers, once i get my next amazon voucher i think i am going to quit them.

Also think i have some lightspeed ones to do and i will do some daily clicks too.

I am going to have start doing a list each day i think.

moneymabel

Hi Dawn-ooh a shiny new diary..:-) good luck hun with your savings ,cant wait to join you after tuesday!!!

lilmissmup

I have just bagged up £10 worth of 5ps from our 5p vodka bottle (had about £12 in there) and £10 worth of 20ps so thats getting banked tomorrow and put in ISA.

I don't think i am going to buy another sealed pot before Christmas, as soon as i can bank it i will now as i am earning interest not paying it! I still want one from Nick for xmas though.

Tonight i have signed up to globaltestmarket surveys too but i haven't done anymore surveys

lilmissmup

Well that £20 is now in ISA but not much else to report moneywise today though!

I am very happy though as my brother had his 2nd daughter today 3 weeks early called Orla so hopefully i will get to go see her this weekend :j

I am even more broody than normal right now.