Being told to pay

Quentin

Andy_L wrote: »

The previous policy may have just had Employers liability insurance which is legally required & would cover the paper boy for any injury he suffered. As Quentin says Public liability isn't legally required.

Not having Employers liability insurance (providing the business is not exempt from EL) is a different matter! It's a criminal offence not even to have the certificate on show for your employees, and you can be fined up to £2500 for each day you don't have the insurance in place.

If the op has let this expire, then expect trouble from the paperboy's parents and quite probably the law if they take action about the incident.

Quentin

mindyourlanguage wrote: »

So the best thing to write back is to say ' I don't believe it was more employees fault' ?

Yes, dispute their claim that you are liable.

mindyourlanguage

Quentin wrote: »

Not having Employers liability insurance (providing the business is not exempt from EL) is a different matter! It's a criminal offence not even to have the certificate on show for your employees, and you can be fined up to £2500 for each day you don't have the insurance in place.

If the op has let this expire, then expect trouble from the paperboy's parents and quite probably the law if they take action about the incident.

I have Employers liability it just dosn't cover my paperboy causing damage to another person vehicle.

dunstonh

Dispute the claim. As simple as that. Dont go into any depth or detail. Just short and sweet saying you reject the claim as there is no fault on your part and therefore no liability to pay. Dont say anything that could be used against you in future and dont be abusive back. Keep copies.

Quentin

mindyourlanguage wrote: »

I have Employers liability it just dosn't cover my paperboy causing damage to another person vehicle.

It's not intended for that. It protects your employees against any injuries/illness they suffer in the course of their employment.

Public liability insurance covers against any claims against you from members of the public/customers etc.

mindyourlanguage

dunstonh wrote: »

Dispute the claim. As simple as that. Dont go into any depth or detail. Just short and sweet saying you reject the claim as there is no fault on your part and therefore no liability to pay. Dont say anything that could be used against you in future and dont be abusive back. Keep copies.

That sound perfect :j

mindyourlanguage

Just a quick update on the out come.

Basically I haven't herd a whisper from them but they are know taking legal action against my paper boy and want him to pay the bill :mad:

DCFC79

mindyourlanguage wrote: »

Just a quick update on the out come.

Basically I haven't herd a whisper from them but they are know taking legal action against my paper boy and want him to pay the bill :mad:

a paper boy to pay £400, thought they were asking you to pay up, are they haivng a laugh

mindyourlanguage

DCFC79 wrote: »

a paper boy to pay £400, thought they were asking you to pay up, are they haivng a laugh

They asked me first so I wrote them a letter as advised by dunstonh. Looks like now they are trying it on with my paperboy!

Quentin

Hope you are assisting him to deal with this?