Need/want to rant / scream / cry!

bluezone

Things arnt going smoothly at the mo and I now dont even want to look at the online banking cos have gone over the overdraft. Overdraft facility is £2500 and we are overdrawn by £3150

Hubby and I ordered some heating oil £400 worth to keep us going for up to 18 months. Anyway the delivery guy managed to knock our wall next to our garage down (6ft wall :eek:). The oil company have apologised and have said that we dont have to pay for our oil and they wil deliver some more for free as compensation for the wall.

Thats all fine cos hubby can rebuild the wall but I went to bank the cash that we had saved for the oil and hubby had spent it on helping a friend and he had only done half a days work before s**ding off to see his friend, and there I was wondering if I could afford to buy a can of diet coke yesterday!!!!!!!!!!!!

Hubby says I dont tell him about being overdrawn - I tell him so often I feel like a broken record.

A friend has invited me to go swimming with her but I cant even afford the £2.50! She knows abit about our debts and has offered to pay for swimming but I feel so embarrassed

I have another hour in my second job.
I could ask if there is any more hours in my 3rd job but then hubby moans that he doesn't see me and we dot go out - but with what to we use to pay BUTTONS?

Apologies as I am usually feeling quite positive but today i just want to lock myself away from the world, cry and scream I feel so drained and tired. I am at work now but cant concentrate on work related things. They have guessed somethings up as I am just sitting at my computer being quiet - being the only female they tend to leave me alone if i get like this occassionaly as if they are scared I might start crying or shouting.

wigginsmum

::: hugs :::

Don't have any suggestions, really, but I'd take your friend up on the swimming offer. It'll be a treat for you to work off some of that frustration. Don't deprive your friend of your company!

Jules

Magentasue

Never rains, eh?

I get the impression that you are living from day to day and yet you have worked out your debt free date.

Have you worked out a cast-iron budget? You need to do this so that you don't incur charges for exceeding your overdraft.

Northernbird_2

Oh honey! Big hugs from me. I know exactly how you feel, I've felt like that many many times, and I know I will again. My OH has not really had his lightbulb moment with our debt yet (I know it's coming), and I know how lonely it can be constantly thinking about money and feeling like you're the only one making sacrifices.

I can't make your overdraft go away, but if it's any consolation you're not alone. I'm trying to get over the fear of checking my bank account, I put it off all the time, and it's getting to the point where I'm tired of being afraid. In the last 3 months we've incurred over £350 worth of charges alone, which doesn't help when it comes to paying it back!!

If I could sit with you and give you cake and tea I would. Remember you're not alone, we're all here, people have been really lovely to me. At least if you know about the money problems you can do something about them. It will get better, and you'll feel all the stronger for it. xx

James240

Big hugs hun as i know how this feels x :grouphug: :grouphug:

the*dark*one

*hugs*

3 jobs? Wow you're a superwoman! :T

Am I being too rude in asking why your hubby spent money on 'helping a friend' if you could barely afford to buy a can of Coke? Perhaps a few choice words in his ear wouldn't go amiss, especially since you seem to be working so hard and it sounds like you never see a penny of your hard earned wages.

bluezone

Cheers for the support.

wigginsmum - I think I will take my friend up on the offer but I still feel embarrassed. I wonder how many lengths I can do through venting my frustration and anger?

Magentasue - I live on a budget, i.e I only use my tips from job 3 to live on. I wont use my cards even though I am tempted! My debt free date was a rough one based on the totals of my debts but not including the bank charges!

Northernbird - Tea and cake - yummy! I have just had a big mug of tea for my tea break (tbag bought from home!) I wonder how ong it will take for his lightbulb moment? His mum and I sat down with him at the weekend and he admitted that he doesn't know the value of money but he agreed to do more so I could do a bit less but here we are 2 days on and it is as if nothing was said :eek:

James240 - cheers for the hugs.

the*dark*one - I wish I was superwoman. You are not being too rude in asking about the friend. His friend is bying a car for hubby's brother at an auction and so that hubby's brother doesn't back out he wanted a few hundred deposit......so hubby put up the deposit rather than getting his brother to pay for it!!!!! his brother has only got a £50k mortgage with no other debts as far as I know. I would do the choice words but the phrase 'banging your head against a brick wall' and 'broken record'

He doesn't seem to understand that by the time i get home after job 1 & 2 at about 7pm I am a bit tired, although he has been home from about 3pm! I do understand that he does a lot of the washing etc and cleaning but he gets moody if I dont do much when I get in. I have to be in bed by just gone 10 to be up at 6 the next morning, although being in bed by just gone 10 doesn't work on the weekend as pub job (job3) is going on till approx 12.

ms_london

I am sorry to hear you are having such a hard time of it!!! Big hugs to you.

I think you should definately go swimming with your friend - infact I will send you the money so you can!! See it as my good deed for the day!! :0)

It is unfair that you already do two jobs, and are thinking of doing a 3rd, when your hubbie doesnt seem to be pulling his weight as much!!

Big Hugs to you, PM me with your address - the princess shall go to the, er, pool!! :0)

Ms_London

bluezone

i already do 3 jobs. have sent you a pm

the*dark*one

Tough situation indeed. I know how useless some men are and quite literally stick their heads in the sand. You have my fullest support and empathy, and you are wrong by the way, you are a superwoman in my books.

Lots more *hugs* and what a lovely gesture by ms_london. Go swimming and enjoy yourself

black-saturn

I think you could do with a treat so make sure you go swimming. Is there any way you could go for a coffee afterwards with your friend and confide in her whats going on? Then she will understand why you have to turn invitations down sometimes. You could also vow to her that when this is all over with you will treat her to a meal or something as a thankyou. Must be horrible though not being able to see a light at the end of the tunnel. Has hubby got a 2nd and 3rd job?