Friday 19/09/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Hi to any new posters and a big shout to the usual gang:j


Today I will:

• Check online banking
• move some money to savings
• see if any clicks -piggy been rubbish lately:rolleyes:
• make a loaf in breadmaker
• Try and get for a swim to use gym membership
• meals from freezer and cupboard
• pick the last of my tomatoes from greenhouse

Hve a good day everyone, looks like we have sun again here:D .Better get some housework done early as OH will be glued to telly watching Ryder Cup and will only moan if I put hoover on etc:p
Catch up with you all later:D

princess_loki

morning all :wave:

sun is shining here today too!

todays plans are:
- dinner of spaghetti and meatballs using tomatoes from garden
- work at home - may put radio on to stop me getting bored - doing well today and boss seems ok - will write up my targets for next week later
- deliver one avon order as customer is desperate to have it today! - done and customer is happy !
- stamp some more avon forms and sort out deliveries tomorrow
- oh is going to food van for lunch :eek: . they do roast dinner on friday so at least it is not a naughty burger! -he had a bacon sarnie and pasty - VERY VERY BAD! no pudding tonight!
- fingers crossed will get some nice things in the post - nothing nice but no bills so ok
- tonight will put up pictures and things in newly decorated room - waiting for oh to return home (i am dangerous up ladders on my own!)

not really a DFW day but as i will be at home will not get tempted by any shops! - bad as 'had' to buy ciggarettes...

did 2 loads of washing and put on line as dry day

hope everyone has a good day! remember it is FRIDAY :j :beer:

loki x

one-day

nothing really today just
making tea from the freezer
going to take my little one to a free baby class this afternoon
going to try and look for things to stick on ebay but i have a feeling it will not sell as just old clothes and kitchen things

LoulaBelle

Good Morning One and All,

Well I've cancelled my hair appointment - a saving of £80.00 but I will still need to get a trim at my old hairdressers which is £20 for a wet cut - god only knows what I am going to do about the highlights/colour - I only decided to have them put in 3 months ago - didn't realise how much time/care/maintainance etc they would take not to mention the cost - stupid really I had nice blonde hair to start with but I fancied it lighter but I felt like a tiger when I put my hair in a pony tail - not a great look ............ if only I could turn back time!!!!!

I have to pay out £3.50 for hospital car park (for the 3rd time this week) to find out exactly what gestational diabetes means to me and what i can and can't eat ........ only 26 days until baby arrives .........

I can't think of anyway of saving money today but at least I am not going to be spending too much so thats kinda positive - am going to clean house from top to bottom and take my son to the park with a 'pic-nic' - I do feel a fool sometimes - apparantly its not a proper pic-nic if we don't sit on the rug .....

Oh I've just remembered when son has his afternoon nap I am going to put loads of my maternity clothes on ebay and anything else that isn't nailed down!

I'm going to also go on freebies board and see whats going - my husband bless him is great when it comes to me e-mailing him coupons to print off and poor love minces into Debenhams/Alders etc and he always comes away with the bounty - I'm sure they pity him - but mascaras make great stocking fillers!

Have a great day

LoulaBelle

claireabelle_2

morning everyone
Am in a GRRRRRRRRRRRRR mood because of HSBC!! Trying to leave them but they won't let me switch my HSBC loan direct debit to another bank... even if it clears the loan on the same day! :mad: might go over to the loans board later... and call the ombudsman, feeling feisty!

So today I have

• brought in lunch
• brought in home baked organic banana bread for my colleagues, using up 2 manky bananas and it tastes so good!
• checked my banking and sent HSBC a calm but angry email

and I will

• have a nice dinner from veg box that's coming today
• not spend anything!

Cheers and wish me luck with hsbc (if anyone can think of any rude acronyms for them I'm in the mood )

mickey_mouse

goooooooooooood Morning everyone:D

today I will do

- daily clicks
- competitions
- erm anything else i can think of

good luck:D

Piquant_2

Morning everyone :hello:

The sun's out here too, but I'm at work looking at it through the window.

Sophiesmum, it's lovely to have you back!

My list is more pathetic than ever, but here goes:

• come to work
• put one lot of washing out on the line
• bought in breakfast and lunch
• will sort out some items for photoing ready for listing on ebay

MrsPorridge

Morning All - only a small list from me today as well:

bought lunch into work
use breadmaker to make loaf tonight

bathgatebuyer

I've ordered £20 of HMV vouchers from Pigsback (which I got from winning a quiz!);
Cheap pasta dinner tonight.

Nothing else.

KTjazz

hello everyone!

I have will
check the bank (and probably panic)
aim for a cheaper option when out for the friday lunch
clean with stardrops
tidy up
stay in for Friday night
hopefully eat food I already have in the flat.
use less shampoo in my shower after work

Happy smiles everyone!

KTjazz

mbaz

:hello: Good afternoon DFWs!

Not doing much either today

- been for a run - free exercise plus training for a 10k run :eek:
- will do daily clicks and surveys done
- will work on my court case against landlady to get deposit back done and finished! will take it in next week when OH gets paid and then keep our fingers crossed!
- will do some baking mke a cake that went very wrong!
- get hubbie to make a loaf oops forgot will ask him to do it tomorrow
- get a picnic ready for day out tomorrow using deals tokens so it will be completely free done
- look for mystery shops done signed up for a couple for next month

Have a good day all

Mx