We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The ultimate incentive to get debt free, can I do it by New Years?

1346347349351352526

Comments

  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dinah93 wrote: »
    My credit rating is actually pretty good. Got the report about a month ago, only negitive thing on there is the A & L account, everything else has always been paid on time. In addition there is almost no debt showing on there since the overdraft is the only thing left that is official. However I will raise the point with him.

    He's at the Belsais business park (spelt something like that!) but I've only been to Billingham twice ever, so very little chance of finding him!

    Ah in that case it should be fine - it's not like you're applying for credit either so it shouldn't be refused.

    Belasis is easy enough to find, same general direction as the Station (near Tesco) and on the Cowpen Bewley Road. Once you're on the industrial estate though good luck to you!!!
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I love todays DOTD! I just wish it wasn't strapless. You can get dresses which look strapless but have little capped kind of shoulders, i think those are lovely!

    Yep - the flat would be all his. Plus there's private parking and CCTV, I think if the flats were based anywhere else they'd be about £50 more p/w. Bircotes isn't very classy *ahem* mainly ex-pit houses but the people here are amazing, everyone seems to have everyone elses backs. The flat seems to be a steal.
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Haha, just logged into my online banking and there was a notification telling me that as of 1 March the maximum that can be saved in an online saver account is £500,000. Really glad they told me that, must bear that in mind!!! (sob!)
    Weightloss: 14.5/65lb
  • bex2002
    bex2002 Posts: 1,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    guessing your with the same bank as me then! i got the same message!!lol
    £27.76/£2018 in 2018
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well I'm glad I'm not with that bank, where would I put all my monies?!

    Just entered a bunch of comps, I might even win a prada bag. Well it's worth a try!
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Haha, just logged into my online banking and there was a notification telling me that as of 1 March the maximum that can be saved in an online saver account is £500,000. Really glad they told me that, must bear that in mind!!! (sob!)

    Oh shucks! And here you are with £600k to save! :rolleyes:

    I'm starting to feel nervous about showing you girls the dress I end up choosing, you're all so picky! :rotfl:

    Cinny, I think that the flat is starting to sound great for your OH, as long as he's not going to be forking out loads extra every month for bills!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Cinny91 wrote: »
    Just entered a bunch of comps, I might even win a prada bag. Well it's worth a try!

    Oooh, what's that competition? I could really do with a Prada bag...;)
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Birdie85 wrote: »
    Oh shucks! And here you are with £600k to save! :rolleyes:

    I'm starting to feel nervous about showing you girls the dress I end up choosing, you're all so picky! :rotfl:

    We're probably not being very objective here tho Birdie, we're all thinking "Very nice, but would I wear it?" or is it just me? :o

    Hmm, I keep meaning to get into comping again, would like to win either a car or a holiday, but I think the people you see on the compers boards with their sigs full of everything they've won must enter loads and loads and loads, much more dedicated than me!
    Weightloss: 14.5/65lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    The only thing I'm worried about is if I was to start wanting to move in with him - I got all blue this weekend because I hadn't seen my mummy :D I want to do some traveling when I'm 21 around America, and I don't feel I could do that if I had rent and bills (even the included ones) to think about.

    Birdie - most people have one person making comments on the dresses, only you have 3 you poor thing! I do like todays though, I just can't do strapless so I've taught myself to strike them out to avoid heartache. I'll try and re-find the links - also did one for some shoesies.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Hmm, I keep meaning to get into comping again, would like to win either a car or a holiday.

    I've just got back into it over the weekend, there are lots of ones for weekend breaks atm, one's in Berlin I think. People have spreadsheets for comping!:eek: I just enter and forget about it completely, I've only ever won one thing, a seamonkey spaceship set up from Milkshake on five when I was about 10! :rolleyes:

    Here we go!

    Prada Bag: http://forums.moneysavingexpert.com/showthread.html?t=1543295

    Shoes: http://forums.moneysavingexpert.com/showthread.html?t=1543309

    And this one I've entered but not completely sure why: http://forums.moneysavingexpert.com/showthread.html?t=1543811
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.