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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Bye Birdie, have a nice night!
    I've technically finished work, just waiting to go home. Off to scout for coupons now.

    Managed to find two for one for prezzo, so if OH fancies pizza we're sorted! So that with a free cinema ticket, makes for a pretty MS evening out I think.
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Just signed up to 3 months free trial of tescos rental - 2 dvds at home at any time unlimited. The codes TDRXMSRAF8 if anyone's interested.
  • poddle911 wrote: »
    That's exciting TPA! What are you going to do with your extra day?! x

    I feel a lot camer about it all today, they are going to be 'Money saving Mondays' anyone any ideas??

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Oh I'm such an old maid, I probably won't even be married by 30!

    I can't decide whether I'd like OH to ask Dad or not, I think I would but when my friend (another one) got engaged she said she was glad her hubby hadn't asked her Dad because she didn't want him to know about it before she did, she wanted the excitement of telling her parents about the engagement. Which I can sort of understand as well.

    I got married at 32, had to wait a long time to meet the right man:rotfl:

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Dinah93 wrote: »
    I have an implant, after reading online and finding it was statistically more effective than surgical sterilisation (same chance of not working as if BOTH parties have been steralised!). Plus only have to remember to have it replaced once every 3 yeras, would never remember a pill each day.

    Why aren't your OH's work paying him?! They can't demand pay back for work he did - that's not legal!

    Firstly let me apologise for my multiple posts this evening, I am trying to catch up with the thread, and as I see things I want to reply!!

    I had the implant put in back in March, its the best (although I had a huge embarresing bruise for a few days) It didn't hurt (and i'm a wimp) Not had a period since and feel fine and dandy!!

    TPAx
    MFW - We've only gone and blooming done it!
    May 2013:j
  • So sorry its me again!!
    I couldn't resist the 'since I was 21'...so here goes

    Since I was 21 I moved out of my parents house, had one long term relationship (carp!!)
    Got depression
    Got three cats (sadly only one left)
    Bought my first house
    Met my lovely man, got engaged, then married, moved house
    Found Martin:money:
    Got a very naughty dog
    Got the worst neighbours ever!
    Did exams for work and passed!!!!
    Got depression again!
    Made some brilliant new friends , neighbours etc. who all ralied round re, nasty neighbours
    My life sound awful:rotfl:
    But honestly its ok!!!!, you learn to cope (sort of)

    TPAx

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Well my list of "what I have done since 21" may take some time now that I am the big 4 Oh, so I have covered quite a did of ground.
    Had my 2nd child
    finish my degree
    completed my teacher training
    got married
    all the above within an 18 month period.

    Learnt to drive
    moved 4 times
    changed jobs 3 times plus 2 promotion
    add to my debts year on year - until NOW
    and some time between now and Tuesday I will become a gran mother:eek:

    and in between 21 and 25 I did a bit of living, shhhh, say no more.
    Total debt Feb 2012 = £54354.11 😳
    😁Debt Free and you can do it too
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Ooh thank you for the cinema links - i always think the cinema is very expensive but OH loves going so hopefully will be able to get a few freebies now!
    I would join in with the since i've turned 21.....but i dont turn 21 for another 6 months!!
    Biggest Loser Weight Loss: 13 / 20 lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    You could do a since you were 18, Flower! That's meant to be a 'bench mark' kinna birthday right?

    Been at work since 7, not much to do, just having some biscuits as I had to skip breakfast to get here in time! Just checking my bank balance to make sure I have enough for the meal today, I think all my bills have gone out so I should have some to move to savings this week. More than £7.70 anyways. Want to be super MS this week coming so I can move a big chunk over next Friday, looks like another NT house this weekend, how will I cope? :D
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Morning all. I couldn't sleep anymore so I've come down to get details on my mystery shops for today. Have 5 to do. Which is good, because last night we realised I broke NIMs new laptop screen while he was away so we really need the money! I knocked the main computer monitor off the desk, and it landed on my foot (very bruised), but I didn't realise it then landed on his laptop and shattered the interior screen. So I'm expecting the repairs to that to be at least £150, pretty much the ammount we made over yesterday and today. Wierdly he wasn't annoyed at me, he said it wouldn't help matters, and he knows it was an accident. Was quite unnerving, even if it was an accident personally I'd always get a bit huffy!

    When do your birthday activities with your bf start Cinny?

    Got an email about free cinema tickets this morning, unfortunately they are not offering them at my local cinema.

    Busy day today, starting off with 5 injections - yey?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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