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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    I buy tickets through my work benefits plan and it costs £8.65 for 2 tickets which works out nice and cheap(er) if we fancy having a trip to the cinema.

    Anyway, 'Since I was 21 I have...' been dumped by a horrible BF, got myself into debt, met my lovely OH, got 2 pet fish who died (RIP), got 4 more who are still going strong, bought a flat and got engaged!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Just got a text message off NIM 10 mins ago 'Be ready to get a call soon okay love', both his phones are turned off (presumably cos hes on the plane as it departs in 5 mins, so what on earth is he on about?! This is how to worry me, I'm panicy enough about him flying anyway. Call from who, about what, how does he know about it if it isn't him?!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Okay plane left 3 mins early, so he's in the air now, this doesn't solve my confusion!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Tete_en_l'Air
    Tete_en_l'Air Posts: 7,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Maybe he's just reminding you he's on his way, doesn't take long from Dub after all - 40 mins IS soon!

    OK I'm all signed up to those cinema sites, let's see what happens! Cuppa tea time!
    Weightloss: 14.5/65lb
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Hopefully he's just trying to tell you he'll be home soon! Not long till he's back!

    This afternoon is going very slowly for me, home time can't come quickly enough!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Dinah93 wrote: »
    Call from who, about what, how does he know about it if it isn't him?!

    Very odd! Maybe he means when he lands? Who knows! Tried to read the text with an Irish accent but I think I got Scottish.

    Will have to re-sign up to all those groups too, still no luck on meal discounts though - looks like it's frankies and bennys once more. Was £21 for us both for a two course meal last week though, with free refills. Not bad!

    Birdie - time is going slowly for me too! I'm trying to put work off, not in the right frame of mind today. I think I'm more excited about tomorrow than OH is! :rolleyes:
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Cinny91 wrote: »
    Very odd! Maybe he means when he lands? Who knows! Tried to read the text with an Irish accent but I think I got Scottish.

    Bad girl, don't make me laugh when I'm at work!

    I'm too used to being paid to go to F & Bs now to go on my own money, it's a bit ridiculous cos they're nice and pretty cheap!

    Did you work out how to sign up to Film Factory Tete, I couldnt see a clicky bit on their website. Did the other two though!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hi ladies,

    Suscribe to this page and you will be inundated with free cinema offers:

    http://forums.moneysavingexpert.com/showthread.html?t=606589

    Cinny, 21 is only a baby although I remember dreading it myself and thinking it was so old. Since I was 21 I have had 3 boyfriends, moved house 7 times, got engaged, married, bought my first flat and have lived in 3 different countries. I have gotten into debt, been to Australia 3 times, and lots of other countries including Borneo, Thailand and Singapore. You have it all ahead of you Cinny. Your 20s is for having a blast!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    F&Bs is our go too place, I just like the fact you can watch them making your food! Plus you get nice big plates full - its the only place that fills up OH. Going to the pub up my road for his birthday, haven't been since last summer but they have some good deals on atm.

    Just signed up to film factory, don't have a clue what it is though, think I have the wrong site here!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Thanks for the thread CMD, how are you?
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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