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The ultimate incentive to get debt free, can I do it by New Years?

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Comments

  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Morning! Have you got another list ready for today, Dinah?

    Still no luck on my butlins account so I'm going to ring them up in abit sooo I actually have a list for today! Everyone's out so I've got full run of the house so I'll be able to use the downstairs computer for it.

    Hope you're feeling better today!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    The Alliance & Leicester finally made it into a single account! I need to call them on Monday to put new security details on then I should be able to pay it off provided they took off the extra fees that arose because of a mistake they made! So todays to do list consists of:
    • Do surveys from last 24 hours
    • Check onepoll
    • Do mi-info clicks
    • Do 30 listings (racing with OH 50 jobs)
    • Try to reorder Amex cashback card, first in FF then in IE if this fails
    • Do free scratchies
    • Start the daily clicks on eager learners guide
    • Take evening off to watch film with family and do some knitting of OH's scarf
    • Answer any questions that pop up on Ebay
    OH commented that my to do lists have gotten so inclusive I have no time to do anything else, so todays is a bit more condensed and should only take about 4 hours. One of my ebay items listed yesterday has a bid already - a mechanical hamster in a wheel - I can't believe it!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Great to hear you A&L is finally in your name! So that means you can get to work on your second OD?

    Your list looks good for today! I've managed to get most of mine done, another £13 from musicmagpie, put some books on amazon. Just got to blitz my room and do some baking now.

    Good luck with your list for today!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    £10 in my bank account today from 'Virtue Fusion', and it actually bothers me that I don't know who this is!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    You too Cinny! I need to finish paying off CC2 first, OD1 is interest free until next November, so in all likelyhood I'm going to stick the money in a ISA until then or something, as I like this method of money management where I try to start and finish the month on £0!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Isn't that a bingo site? Virtue Fusion that is.

    Shouldn't take you that long the way you've been ploughing at things.

    The only thing i'm stuck on with my list is, should I make buns or biscuits? Parents are on new years diets so I can't fairly make both!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Hehe. I always prefer biscuits personally, although mum has made an awesome chocolate cake this morning.

    Got a call from the gym I'm looking to join this morning, going to go down and have a look next week I think.

    You're right Cinny - it is TAB bingo!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    I've got some fondant icing i want to play with so biscuits would be good for decorating, and I've just noticed I'm out of bun cases so biscuits it is.

    Ooh, have fun looking at the gym! Are you feeling any better?

    Right, off to make the biscuit dough then to clean my room. Have a nice day!
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Dinah93 wrote: »
    • Do surveys from last 24 hours
    • [STRIKE]Check onepoll[/STRIKE]
    • [STRIKE]Do mi-info clicks[/STRIKE]
    • Do 30 listings (racing with OH 50 jobs)
    • [STRIKE]Try to reorder Amex cashback card, first in FF then in IE if this fails[/STRIKE]
    • [STRIKE]Do free scratchies[/STRIKE]
    • Start the daily clicks on eager learners guide
    • Take evening off to watch film with family and do some knitting of OH's scarf
    • Answer any questions that pop up on Ebay

    Amex didn't give me the 60 second decision, they're considering my application, this scares me! I've always had an instant decision, and now I'm in less debt than ever I might be refused, scary times!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Does anyone know of any company that has an offer on photobooks at the moment, have used Tesco, Aldi and one of the real photo companies before, want to make up 3 or 4 from the recent photos. If I leave them for ages it never gets done!
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
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