Investments, Time to reduce your holdings?

motiv4

So i had a few "risky" investments lol, but these markets are hamering them and they down -20%.. is this a good time to maybe pull out and reinvest into more stable?? sort of investment?

Im thinking i should just not go the DIY route and when i have +100k then go see and IFA and see if he can save me from TAX and all the evils associated with it...

Hard to comment on i know, but my portfolio is more towards the Specialst are, here is a simple snapshot of it....

BlackRock Gold & General -38% Bought £6500 Value 4018

BlackRock UK Absolute Alpha -.56%

Fidelity Moneybuilder UK Index -10.13% Bought: £5169.31 Value 4645

Fidelity South East Asia -20%

JPMorgan Natural Resources -34%

Jupiter India -11%

Neptune Balanced -10%

Neptune Russia & Greater Russia Fund -27% (war..lol.. just my luk!)

The gold and fidelty index are my 2 major holdings, the rest hover around 1500-2000 each, i took a DIY approach initially but i am having cold feet now with all the media around the market atm, I guess i want to know how other investors feel on this board, and are many of the people xfering into cash account for now, while the worst passes us?

turbobob

Today was definitely a bad day :eek: I might be nuts but I'm thinking about putting more in...

hyposmurf

Heres mine:

allianz bric all stars -32
inv perpetual corp bond -3.4
jpm natural recourses -33
jp emerging european -28.6

Seen it bob up and down since the start if the credit problems, but Im still sticking with what I have.If I pull out now and have made a loss I'd be kicking myself later on when I watch the recovery and the upswing comes.
To be honest if I had some spare cash at the moment I'd consider buying more funds to.

dunstonh

turbobob wrote: »

Today was definitely a bad day :eek: I might be nuts but I'm thinking about putting more in...

I did. Both yesterday and today. Just a couple of grand on both occasions. Cannot afford not to at these prices for long term investing.

hyposmurf

Bit too cheeky to ask which funds/stocks you invested, but which sectors did you invest in dunstonh?

dunstonh

premier euro property share, BR gold and gen, Jup financial opps.

wombat42_2

The thing is, that quite often the markets makes a strong violent recovery after a big fall. But not every time. By the time you have become aware of this and you can put more money in you will have missed the boat.

Another perspective, is that if you are confident that your investment should do well over the long term (say 10 years) (commodities for example) it may be best to just forget your investments alltogeter and not get influenced by short term swings.

Castleman

I'm by no means an expert in this, but I've started drip feeding on a monthly basis into a range of funds. Over the long term I'm sure that this makes sense!