HBOS - what's happening?

Riq

Riq wrote: »

If it folds I'll eat my own shoe.

My shoe is now safe.

Dithering_Dad

!!!!!!? wrote: »

It's genuine I'm afraid, said poster is a very bitter person for some reason.

He started by venting his anger on me but seems to be aiming it at the wider mass of people in the group which is by now almost universally bearish.

Anyway, if you know what you are getting into then go for it. As long as you go in with your eyes open.

Yep, it was genuine. It really is funny how all the HPC people are looking to invest their money in housing once the price is right. Just as most of the HPI people did before the boom. No doubt in 10 years time !!!!!! and his cronies will be in the "House prices only rise, dear god, let them rise" camp and a whole new set of people will be cursing them because they can't afford to get onto the housing ladder. Everything goes in cycles.

And yes, !!!!!! will still be on here in 10 years time, in one of his many guises, because he really doesn't have anything else going on in his life.

We should all see if we can't find !!!!!! a girlfriend or at least some friends. He really does need to get off his computer more.

carolt

Dithering_Dad wrote: »

It really is funny how all the HPC people are looking to invest their money in housing once the price is right. Just as most of the HPI people did before the boom.

Why is that funny? Why wouldn't they want to buy at pre-boom prices?

Mystified.

Dithering_Dad

carolt wrote: »

Why is that funny? Why wouldn't they want to buy at pre-boom prices?

Mystified.

Had you quoted the whole text, instead of just that snippet you'd see that the funny bit is that the HPC crowd will become the HPI crowd once the next boom gets underway. You really need to read whole posts - no wonder you get mystified so easily!

You'll become the next pickle and someone who missed the boat will become the next carolt. It's the circle of life carolt, the circle of life.

Oh, I feel a song coming on...

From the day we arrive on the planet
And blinking, step into the sun
There's more to be seen than can ever be seen
More to do than can ever be done

Some say eat or be eaten
Some say live and let live
But all are agreed as they join the stampede
You should never take more than you give

In the circle of life
It's the wheel of fortune
It's the leap of faith
It's the band of hope
Till we find our place
On the path unwinding
In the circle, the circle of life

Some of us fall by the wayside
And some of us soar to the stars
And some of us sail through our troubles
And some have to live with the scars

There's far too much to take in here
More to find than can ever be found
But the sun rolling high through the sapphire sky
Keeps great and small on the endless round

carolt

No - I read it but fail to see how/why everyone who buys should turn into pickles.

We don't all eat babies for a start.....

I'd like house prices to fall so I can buy one to live in. Unless I plan to borrow against rising equity - and unless (which currently seems highly unlikely) banks are prepared to lend me loads against the notional 'value' of my house to do so - I fail to see how it makes the blindest bit of difference to me if prices rise. Indeed, if I ever planned to buy somewhere bigger in future, I'd rather prices didn't rise any further.

Now, I think we've all learned the hard way with this crunch that borrowing against equity is just that - borrowing - and still has to be repaid. Rising prices would only help me if I planned to sell up and/or downsize But then where would I and my family live?

Have no desire to become a landlord, for whom I can see rising prices are an unmitigated blessing - you know my opinions on landlords.

So explain yourself please.

PS Awful song.

Dithering_Dad

carolt wrote: »

No - I read it but fail to see how/why everyone who buys should turn into pickles.

We don't all eat babies for a start.....

I'd like house prices to fall so I can buy one to live in. Unless I plan to borrow against rising equity - and unless (which currently seems highly unlikely) banks are prepared to lend me loads against the notional 'value' of my house to do so - I fail to see how it makes the blindest bit of difference to me if prices rise. Indeed, if I ever planned to buy somewhere bigger in future, I'd rather prices didn't rise any further.

Now, I think we've all learned the hard way with this crunch that borrowing against equity is just that - borrowing - and still has to be repaid. Rising prices would only help me if I planned to sell up and/or downsize But then where would I and my family live?

Have no desire to become a landlord, for whom I can see rising prices are an unmitigated blessing - you know my opinions on landlords.

So explain yourself please.

PS Awful song.

In the circle of life
It's the wheel of fortune
It's the leap of faith
It's the band of hope
Till we find our place
On the path unwinding
In the circle, the circle of life

carolt

No, it's still awful.

pickles110564

carolt wrote: »

No - I read it but fail to see how/why everyone who buys should turn into pickles.

I think you are getting obsessed about me now, love wont be that far round the corner. :kisses:

Dithering_Dad

pickles110564 wrote: »

I think you are getting obsessed about me now, love wont be that far round the corner. :kisses:

Not if !!!!!! has anything to do with it!

rach!_3

chucky wrote: »

if it's a home you should go for it.

ou don't want to be renting and have to move in x amount of time because the landlord decides to sell his property.

hope that it all works out ok and the family are happy

don't worry about !!!!!!, he's the entertainment around here - he just posts negative links on this board all the time. btw, do you have any single friends for him ;-)

yes it definately is a home, i dont understand people who want to keep moving, unless we become hugely rich this will be our home for life. unlike my sister who is 2 years younger than me and bought her 3rd or 4th house last yr and says she gets fed up of a house after 3 yrs so they will be moving again, i couldnt do it its far too stressful never mind confusing for the kids. the estate we have lived on for the last 5yrs is hell and it will be like heaven to wake up on a weekend morning open the back door for the kids to have their breakfast in our own garden without worry of the neighbours giving them or us abuse.
oh and no i have no single friends , lol