Declined Co-Op Cashminder where now?

Paxoooo

I have been declined a cashminder account via co-op

I need a basic bank account with a debit card, no overdraft or anything


I have a CCJ and defaults.

Please advise

Thanks

grumbler

Co-op was always recommended as a last resort ...

For other suggestions look through these threads:
refused basic bank account
Can't get a bank account !!
Current Account for people with ccj's
Basic current account for discharged bankrupt
Curent Bank Account With Bad Credit
Basic Bank Accounts
......

frepol

There is normally a reason why they will decline for this - have you been given a reason? Have you asked?

You may need to check your credit file to make sure that there has been no fraud flag placed on it.

SKELL_2

You can split the facilities
1. Essential Bill 2. Other Bills
1. Yorkshire building society - Recommended by someone in the forum so I tried - offered account immediately and card arrived within days.
I asked for a Basic Cash Card account also does DD and SO
You can also get full current account if your credit allows.

2. Get a top up mastercard for all debit and credit card transactions IDT is the easiest to join but Clearcash acts as a secondary bank account with card - its really good with budget tools etc.

bingy_burge

RBS Key Acc is good and reports as full acc on your file.

U now get a visa debit card instead of solo and can do online banking and d/d etc I had one for a while after defaulting on my natwest acc.

Or more basic is easy cash from halifax.

But if u can't get a coop cash minder I am told u must have fraud or bankrupt on yr file in which case I dont think any high street will touch u and only the post office can help with a cash card acc.

Deep_In_Debt

Barclays are BR friendly for their basic account, so they may be worth a try? Comes with a Visa debit card.

wrangler5

This thread is 4 years old.

bingy_burge

looks like skell has decided to fire it up again LOL