Pennies into pounds

miacat

well i'm saving up for a food processor, about £149.00, so looking at it this way it does'nt seem so bad giving up a treat ,otherwise it would take me ages to save this amount.

Louiseuk25

nabowla wrote:

How would you get to work if you didn't cycle? Do you take public transport? If so, work out how much your daily ticket would cost and put that in the pot. If you'd travel by car........we need a mathematician! I'm sure that someone here will be able to work out the cost per mile of travelling by car.

mmm We need a mathematician Drive a 1.2 l Nissan Micra, costs approx £36.00 to fill tank and Car computer thingy calculates for me that I can do about 350 miles on a full tank. Think that works out about 10p a mile=50p in the pot. Guess I just answered my own question, doh!

Now what shall I treat myself to fall all this cycling

madfrenchgirl

I have found something: what about not buying any cakes or bikkies but making our own? OH's treats are the only thing I can think of, as I dont have any carby stuff. i have already made him some pasties to take in to work (and apparently his colleagues are all jealous). I will give that a try! See how much I can save on our food budget.

allycat999

SuiDreams wrote:

Would like to join in, but not sure what I can give up, rarely buy snacks at all (unless really desperate), Magazine prepaid, We often go for a coffee or tea on a Saturday morning (which OH pays for) I have been trying to wean him off it with little sucess I suppose I should just try harder. Rarely have lunch out on a weekend, unless I have some Luncheon vouchers from Pinecone. Will try and think harder.

I use those luncheon vouchers at ASDA for money off my shopping, it does not have to be related to food shopping. I got £12 off clothes in one go. :j

jaybee

Excellent idea. I shall try to cut down my chocolate intake and keep a note of how much I've saved.

Sarahsaver

I owe myself a quid cos I walked into town yesterday instead of taking the bus. I will put money over to my ING account cos the kids told me they want to go skiing next year! Better do a whole lot more walking...

halloweenqueen_2

I use luncheaon vouchers to get xmas saver stamps at morrisons.

summerday

My money saved will be for our holiday spending money next year, hopefully to Switzerland.

Ticklemouse

When we gave over smoking (and before Mr TM's many re-starts :mad:) we put the money in a jar for the first month. Once we knew how much we were saving, we opened a joint bank account and had a standing order into it. We saved loads but can't remember what we spent it on now - this was pre-children, in the days when we did treat ourselves

Louise : re car running costs, the tax people allow you 40p per mile against tax. I get 23p per mile, as you have to take into account more than just the petrol costs. Maybe you could say "charge" yourself 25p per mile (easy figure to remember). I think I may have to give up the (fake) baileys coffee. Much more damaging for the waistline than the purse tho', but it gives me a target. Then again, after Xmas my getting fit regime starts (Procrastination is one of my middle names )

scuzz

I use my luncheon vouchers either in my Tesco shop, or to buy a Dominoes pizza as a treat:drool: