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  • SuziQ
    SuziQ Posts: 3,042 Forumite
    How has the OP done anything wrong in wanting to help her son and grandchild? If they are not ready to move in together/may never be!-it's no-ones business but theirs. Not everyone is deliberately trying to fiddle and I saw many house holds when I was healthvisiting which,imho,would have been far happeir HAD the parents lived apart!
    Tomorrow is always fresh, with no mistakes in it!
  • kpwll
    kpwll Posts: 4,273 Forumite
    Part of the Furniture 1,000 Posts
    Sorry to butt in, but is that 20% per child or in total?
    (Family reasons for asking).
  • You can give the child all the gifts you want and it won't affect her benefits, this includes monetary gifts but I'm not sure what the limits would be. Something like £10 a week isn't going to make a difference as she'd not be expected to pay tax on it.
    She'd be the one to claim child tax credit as the child would be living with her, however your son can claim working tax credit for himself if he's working and earning under a certain amount. He can also add the baby into the claim, if she's not working.

    Essentially, it does no harm for him to apply as you can get working tax credit without having a child.
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    I know - I could care less about this person but someone sensitive may be upset by such an attitude and put off posting or seeking help they are quite entitled to. That is the only reason I dignified the comments with a response.

    I dont know if you read this forum often but the type of response you received is usual for this poster. I think they spend half their life waiting to jump on people.

    It is beyond me how they have such accurate insight to know that people are spending money on fags and booze etc!
  • healy wrote: »
    I dont know if you read this forum often but the type of response you received is usual for this poster. I think they spend half their life waiting to jump on people.

    It is beyond me how they have such accurate insight to know that people are spending money on fags and booze etc!

    I have made very few posts here and I wonder why on earth that person reads the threads if it upsets them so much. I would stay well away from topics or posters I dislike.
  • lil_me
    lil_me Posts: 13,186 Forumite
    10,000 Posts Combo Breaker
    The child support he pays, the majority (she will get to keep a small amount) will go to repaying what she claims from benefits if she is on income support.

    Resident parents claim for the child tax credits etc. Most gifts she would not be penalised for, large cash sums etc would need to be declared.
    One day I might be more organised...........:confused:
    GC: £200
    Slinkies target 2018 - another 70lb off (half way to what the NHS says) so far 25lb
  • I am not at all reticent about why they cannot live in the same house and if anyone cares to do a search of my post history they will see that I have been asking for info/advice on other boards. The ex-husband of his girlfriend will not allow it. The accommodation is not wholly owned but a part ownership scheme and she and the ex-husband are tenants and the ex-husband has a mortgage for the remainder. He has said that he will stop paying the mortgage if my son moves in. He wants to be bought out. They have been trying to sort out over the past couple of months to the satisfaction of everyone but my son does not qualify for the shared ownership scheme so they will not allow him to take over the lease. The ex-husband wants about £30k and we could and would lend my son that amount but we could not put a charge on the property because the Housing Association scheme will not allow it. We could give it to them unsecured but if we did and they split up we will have bought a strange girl a house! The ex-husband fears that if my son moves in they will all be too comfortable with him (the ex) paying the mortgage and be in no hurry to sort it all out.
  • SuziQ
    SuziQ Posts: 3,042 Forumite
    That sounds very complicated Mrspb,and I can totally understand your reluctance at handing over the money! In this day and age,wouldn't you think the housing association would have a solution for this? It seems very shortsighted to me.
    Tomorrow is always fresh, with no mistakes in it!
  • I would suggest a way round this situation - sell the house and buy the husband out - then privately rent somewhere. They will still be able to claim tax credits (though not as much as if they were not living together) but they will be a proper family and the ex will not be able to dictate to them what they can and cant do. They will have a better quality of life if they live together - their relationship may fizzle out if they dont, plus if they dont live together she will become dependant on the higher tax credits and may be reluctant for him to move in anyway.
    I have had brain surgery - sorry if I am a little confused sometimes ;)
  • SuziQ wrote: »
    That sounds very complicated Mrspb,and I can totally understand your reluctance at handing over the money! In this day and age,wouldn't you think the housing association would have a solution for this? It seems very shortsighted to me.

    It is all very complicated my son has a flat but it is not big enough for the couple, a new baby and her older child. Plus the older child is at school on the other side of town. Because he is already a homeowner he is not eligible for the scheme because it is to help out those who cannot afford to buy 100%. The ex-husband has a new partner and wants to buy with her but needs his equity to be able to do so. My son would rent his flat and move into the house and take over the mortgage payments but the ex will not agree to it. I think he is afraid that if he stops paying he will jeopardise his equity. They have to sell the house but I cannot see it shifting very quickly.
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