Paying for a holiday by Debit Card, I'm confused

brian01

if you booked your flights with a VISA Debit Card you are probably covered read an article on www.bbc.co.uk/workinglunch then type in debit card this should explain everything

brian01

here is a link to the web site
http://news.bbc.co.uk/1/hi/programmes/working_lunch/7347146.stm

mummytofour

Does anybody know if my halifax visa electron count?

jmt

Hello all,

I booked some flights (British Airways) to Atlanta for Easter next year (we will drive to Orlando as it's only 400 miles) with Dialaflight earlier this week.

I paid £100 (+ 1.95%) credit card fee as a deposit on my credit card and paid the balance of £800 by debit card the following day.

The guy at Dialaflight was extremely helpful and told us to pay £1 per person levy as a contribution to CAA for ATOL protection via the Aire Travel Trust Fund.

I therefore believe that I am protected should anything go wrong, but perhaps I am wrong - does anyone know?

dzug1

jmt wrote: »

Hello all,

I booked some flights (British Airways) to Atlanta for Easter next year (we will drive to Orlando as it's only 400 miles) with Dialaflight earlier this week.

I paid £100 (+ 1.95%) credit card fee as a deposit on my credit card and paid the balance of £800 by debit card the following day.

The guy at Dialaflight was extremely helpful and told us to pay £1 per person levy as a contribution to CAA for ATOL protection via the Aire Travel Trust Fund.

I therefore believe that I am protected should anything go wrong, but perhaps I am wrong - does anyone know?

You are covered twice - on your credit card (it's the total cost that matters, not the amount the card is used for) and by ATOL.

Feline-Fan

Rather than start a new thread I thought I'd piggy back on the tail end of this one!

My holiday balance is due at the end of this month. It is with a large well known Travel Company, who are both ABTA and ATOL protected. I have booked a package holiday, ie. flight + accomodation

Am I safe paying by Debit Card - (thus avoiding the credit card charges)?

Also, if they were to go bust, before my holiday, would I get a full refund refund?

Thanks!

delwynshd

Hi

Your fine to pay with debit card, even if the package is DIY as long as the airline is ATOL protected then your absolutely fine, I think there is alot of confusion on this subject amongst the public....

I mainly DIY we as a travel agent use ATOL proteted airlines and we have ABTA protection this therfore cover the customer.

However if the customer would like a cheaper holiday by using lets say Easyjet or Ryanair flights this would not be covered by ATOL therefore the customer could loose on the flights if they were to go bust...

Thanks
Del

Feline-Fan wrote: »

Rather than start a new thread I thought I'd piggy back on the tail end of this one!

My holiday balance is due at the end of this month. It is with a large well known Travel Company, who are both ABTA and ATOL protected. I have booked a package holiday, ie. flight + accomodation

Am I safe paying by Debit Card - (thus avoiding the credit card charges)?

Also, if they were to go bust, before my holiday, would I get a full refund refund?

Thanks!

Feline-Fan

Thank you for your very helpful and prompt reply!

mysuni

i was wondering about this today too as i don't have a cc. if i got a pre-pay cc would that work?

isplumm

Hi,

Confused ... if you took out insurance when buying the flights / hotels etc & paid with debit card & company goes bust ... are you not covered by the insurance .... otherwise why have the insurance/??:eek:

Mark