Amazon Credit Card

roger_c

I got refused for an Amazon card, I really want the £15 off. I have got my credit report from Experian and can't see anything adverse at all. I pay off credit cards on time and have cancelled most of them now.

Is there anything I can do?

Caped_Avenger

Ask them whay they declined you. That would be a start.

asandwhen

Do you already have an MBNA card?

YorkshireBoy

asandwhen wrote:

Do you already have an MBNA card?

HBOS run the Amazon card.

List of who owns who at http://www.stoozing.com/cards.htm

jimmyt

I've just got my first Credit Card statement from Amazon.I have not received my 1500 points voucher e.mail yet.The statement says it has been redeemed
Does anyone know if that means it is on its way? I expected the voucher before this.

Caped_Avenger

It sounds to me, jimmyt, that your voucher has already been emailed elsewhere and used.

2 entries found for redeemed.
re·deem ( P ) Pronunciation Key (r-dm)
tr.v. re·deemed, re·deem·ing, re·deems
To recover ownership of by paying a specified sum.
To pay off (a promissory note, for example).
To turn in (coupons, for example) and receive something in exchange.
To fulfill (a pledge, for example).
To convert into cash: redeem stocks.
To set free; rescue or ransom.
To save from a state of sinfulness and its consequences. See Synonyms at save1.
To make up for: The low price of the clothes dryer redeems its lack of special features.
To restore the honor, worth, or reputation of: You botched the last job but can redeem yourself on this one.

Martinslovechild

roger_c wrote:

I got refused for an Amazon card, is there anything I can do?

Cry...???

rkj01745

I received my Amazon Card today but there was no mention of the £15 voucher due following the occasion of the first spend. The benefits only refer to the 1 point for every £1 spent at Amazon.

Is this normal?

EMcG

JimmyT - exactly the same thing has happened to me - got my statement through the post today and it says that my 1500 loyalty points have already been redeemed even though I haven't used them or received any voucher. Any developments on your front or from anyone else?
Thanks.

M_Thomson

roger_c wrote:

I got refused for an Amazon card, I really want the £15 off. I have got my credit report from Experian and can't see anything adverse at all. I pay off credit cards on time and have cancelled most of them now.

Is there anything I can do?

Perhaps you didn't reach the required credit score and profile that Halifax have set for this product? People tend to get hung up on the fact that if they are declined there must be something wrong with their credit history. This is not always the case. Each provider sets a profile and credit score for the type of customer they are looking for which is specific to that provider. It may just be that you didn't pass the threshold that they are looking for.

GlennTheBaker

EMcG wrote:

JimmyT - exactly the same thing has happened to me - got my statement through the post today and it says that my 1500 loyalty points have already been redeemed even though I haven't used them or received any voucher. Any developments on your front or from anyone else?
Thanks.

I got an Amazon card a few weeks ago and made my first purchase to get the £15 voucher. My first thought when I got my statement was "where the hell have my points gone?" but a quick email to Halifax Card Services and they informed me that when you reach 1500 points, they are knocked off your points balance and passed to Amazon who, in turn, send you a voucher code by email for £15. Sure enough, a couple of days later and I got the voucher.