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SmlSave MFW diary - where to start?

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  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Have worked out that I owe the cc £395.00 :eek:

    £170 is for my glasses, £45 for contacts, £50 for 1st anniversary gift, £50 for hen party and the rest was on clothes and a couple of lunches. :o I hadn't realised it all added up to soo much! I know there's some funds in my A&L account so I'll have to have a look tonight.

    Thank god for birthday money, £70 shall go to the cc tonight. Now, I know I could just use my savings to pay the cc off straight away but that's not what they're there for.

    I've been tempting myself with buying a food processor too...I'll just have to control myself better! I'm goign to take a leaf out of toot's diary and jot down what I spend (remember when I did this before, didn't last very long that time did it?!? I expect you all to come a'knocking if I start to forget!)

    Dh's on late's this week which makes it harder for me to seduce him :blushing: I'm already to be impatient to be knock-up! :rotfl:

    Spent: £1 for four bread rolls and 66p for pate. £1.70 for bus.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Ohhhh, completely forgot to confess to my sins......:A..... I told DH off for not asking me about my day at work when I get home, as I always ask him so he made a big effort yesterday. Also reminded him that it's our wedding anniversary soon......

    .....realised the very next day that I'm at a hen party on our aniversary! .........


    .....he still hasn't stopped teasing me about it :o
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • MFW_DannyG
    MFW_DannyG Posts: 100 Forumite
    You will have to stock up on red bulls for some late night sessions in that case:rotfl:
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Seduce him in the morning :kisses2:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • MFW_DannyG
    MFW_DannyG Posts: 100 Forumite
    But give him chance to drink his cup of tea you've made him first!
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Red light bulbs bought Danny ;)
    Seduce him in the morning :kisses2:

    What! and get up early? :eek: ............ :think: nahhhhh!

    Are you saying your missus makes you a cuppa in the morning Danny? Gosh, you arn't half lucky. ;)

    Went for a work meal Friday night which was nice and then to a house party which my brother threw - it was interesting what with drunk 17yr olds spilling their drinks and their mini life dramas happening :undecided Got home at 1pm

    We saw Prodigy at Milton Keynes on Saturday - it was brilliant! :j DH was well chuffed with his early birthday present. :D Our spends weren't as bad as I thought they'd be as I took a packed lunch and we didn't drink as the bar queue was far too long! Next time I'll drive though as the coach took 2hrs there and 3hrs back! Most the people we met were friendly enough and it was funny watching people who couldn't stand up straight. Not so nice was a guy relieving himself next to us or the bottles being thrown but it didn't ruin our day. Also some guys on the coach with us were snorting some white powder! OMG! _pale_ I just didn't know what to do, so I went to sleep (out of sight out of mind - sissy that i am). We got home at 3:30am!

    Woke up at 12 on Sunday which meant we were all mushy headed so not much happened. Although I made a rabbit stew which was scrummy but I was a little weirded out when I realised I had a spine in my dinner. Glad to say it was a NSD at least.

    I've tomatos growing the garden so fingers crossed that they'll ripen. Eaten 2 yellow courgettes and lots of mangetout :)

    Spent: Fri - £6 on meal out and two £2's in jar
    Sat - £20 on drink and food at Prodigy. eight £2's in jar
    Sun - NSD
    Mon - £3 on lunch :o £30 on Pilates tonight (6 weeks)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    that is unbelievable about the 'white stuff' OMG! I'd be fuming but wouldnt want to cause a scene and would have kept quiet as well! :o

    well done on the £2s I dont get many now and I only need one more to put £100 in the savings pot :mad: I am terrible as I check my change for them every time and always disappointed lol
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • MFW_DannyG
    MFW_DannyG Posts: 100 Forumite
    :D I only get a cup of tea in the morning if shes trying to seduce me!:T Funnily enough I havn't had one since she got preggers :cool:
    As for the white stuff, it was probably paracetamol, after all that loud music the poor !!!!!!s probably had a headache & thought it would get in the system quicker via the nose :rotfl:
    MORTGAGE JAN 2019
    £225,000/143,579/63.81%
    HOUSE VALUE/MORTGAGE REMAINING/LTV %
    MORTGAGE NOW
    £143,579/63.81%
    MORTGAGE FREE TARGET JANUARY 2022
  • hmmmm....I usually end up being the one to make cups of tea in the morning...and for me its a need for caffeine not a seduction technique...!! ;o)
    tho maybe if I want a cup of tea made for me thats where I need to be going with it....

    yay for prodigy - sounds amazin!! bet Dh was well pleased with that present! Boo about the white stuff....so hard to know what to do in that situation especailly where you cant really get out of the situation, probably ignoring it was the best option...
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pub I was in a few weeks back after a beer festival there was a sign from the management in the ladies toilets

    Please note, that all surfaces have been greased to prevent the snorting of drugs

    We didn't stay long after I told everyone about it :rotfl:
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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