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SmlSave MFW diary - where to start?

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    DansMum wrote: »
    :money:Maybe we should have put MSE as our religion on that darned census?? :money::money:

    :rotfl: I wish I had now

    Plus when filling in the question about do you own your home, I thought next time I will be ticking the "own outright" box
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Plus when filling in the question about do you own your home, I thought next time I will be ticking the "own outright" box

    Think it will be a bit longer than that for me Radish! how are you?

    :( The water bill came through and its going up £8 a month! gulp. I'm assuming that this is because we had a pipe burst in March when we were on holiday but still...grrrrrrrr

    On a more cheerful note we're off to see Ed Bryne tonight :)
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm fine , even though still no crisps eaten :)

    Haven't seen Ed Bryne, really need to book some comedy shows,so you'll have to let us now how he was
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Well done on staying off the crisps Radish, your willpower is amazing!

    Ed Bryne was good :) He made us laugh but couldn't quite get me to cry with laughter. Worth the money and we think we'll do another comedy night this year as it really was a good night out.

    Scared DH this weekend as I woke up screaming to a horrible leg cramp and he thought it might be something else. poor thing :p

    Somehow we only spent £65.57 on food last month :jBet you that this month will be more to make up for it, especially with Easter eggs to buy.

    Managed not to spend more than we had in March which is always good DH has decided to wait anothe rmonth before buying the new car.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • sarahevie
    sarahevie Posts: 1,003 Forumite
    I remember those leg cramps, I used to be up a couple of times a night near the end - not long now.

    I remember this time last year when it got to my birthday (end of Apr) it really really flew, my baby was due 28th June (so close to yours)
    OPs so far £42,139
    Original end date Nov 2037 (53) Current end date June 2024 (40) Aiming for 5 years to be Mf
    DD1 Oct 2008:), DD2 Jul 2010:), DD3 Aug 2013:)
    When life is getting me down I try to remember to thank God for the blessings
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    I remember those leg cramps, I used to be up a couple of times a night near the end - not long now.

    God, I hope mine don't get that bad! But after talking to friends/family it seems that they all got leg cramps near the end too - I'm doomed.

    I lost my necklace last night :( It must have snapped off in the gym, DH had bought it for me for Xmas so I hadn't had it long :( £100plus gone, just like that.

    Not a happy household last night as DH had been passed over for a job that he'd already gone most the prep work on as well. So we treated ourselves to a curry and watched Salt which was actually quite good.

    Have also realised, while helping a friend find a decent savings account that I'm only going to be bringing in something like £480 for 7 months. I already knew this but I think it only became real yesterday.
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fingers crossed someone finds it at the gym and hands it in. Bracelet BF bought me for 1st Christmas present snapped this year at work, luckily I heard it drop to the floor. I nearly burst in to tears just over the thought of it being broken, cant believe how much emotion I have attached to the bracelet

    Boo Hiss to DH being overlooked how dare they. Hopefully it karma and a better offer will be just round the corner for him

    I enjoyed Salt, a lot better then I thought it would be
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Just realised that the post I'd typed last week and am 100% sure that I actually saw on my diary has dissapeared! How annoying is that?!?

    Anyhoo, had no luck with my necklace being handed in :(

    This weekend seemed to just disappear in a flash! Started off with going to AirKix Friday night to watch the boys 'fly' and having a lovely tapas meal (241 - thanks Martin :))

    Went to see a family friend on Sat and looked at their travel system which we bought from them for £200 (saving £400+). She also threw in a steriliser for free too :) Then took the system to MIL's for her to see and she was happy with it and gave us £200 to cover the cost :D She'd also bought baby another set of babygro's.

    DH did a 5 mile run on Sunday with a hangover/not having trained for months and managed it in just under an hour :) He's now walking like an old man :rotfl:
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
  • TallGirl
    TallGirl Posts: 6,208 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on the money saving seems you are doing really well. The nice weather is a real bonus for me guess its getting a bit hot for you. When are you off work?

    Take care

    TG
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • SmlSave
    SmlSave Posts: 4,911 Forumite
    Part of the Furniture Combo Breaker
    Thanks TG :)

    I'm loving the hot weather atm as I'm a total sun worshiper :D Thankfully the garden likes it too with DH's chilli seeds finally sprouting.

    Ohhh, you've made me work it out now TG - 7 weeks of work to go with June 3rd being my last day :)

    Off to see midwife now .....
    Currently studying for a Diploma - wish me luck :)

    Phase 1 - Emergency Fund - Complete :j
    Phase 2 - £20,000 Mortgage Fund - Underway
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