Overdrafts - natwest

SGE1

witches_cauldron wrote: »

Where you gonna move to?

Not sure yet! I know where I won't move to (Barclays is one), but I'm going to have to check these boards to see what people think. I'm thinking either A&L, for better interest rates, or maybe Lloyds or HSBC.

thriftymomma

SGE1 wrote: »

I would suggest that Natwest have managed to blend a fatal combination of idiocy, and pure evil.

I've also been declined for a credit card, and the reason apparently was because I use my interest free overdraft, which THEY suggested I have.

Natwest staff are some of the most irritating, complacent and stupid people I have ever met. I'm a planning a strategic move away from them very shortly.

In the nicest possible way, I am so pleased I am not alone. It really feels sometimes like Natwest have something against me personally. I have banked with them for about 17 years and not once have I ever been accepted for a loan or a cc, yet they seem overly keen to give me whopping great big overdrafts - it just doesn't make any sense.
Let me know if you get on any better with a subsequent bank!

witches_cauldron

SGE1 wrote: »

Not sure yet! I know where I won't move to (Barclays is one), but I'm going to have to check these boards to see what people think. I'm thinking either A&L, for better interest rates, or maybe Lloyds or HSBC.

What is with Barclays then? Bad experience with them?

SGE1

thriftymomma wrote: »

In the nicest possible way, I am so pleased I am not alone. It really feels sometimes like Natwest have something against me personally. I have banked with them for about 17 years and not once have I ever been accepted for a loan or a cc, yet they seem overly keen to give me whopping great big overdrafts - it just doesn't make any sense.
Let me know if you get on any better with a subsequent bank!

Commiserations my friend! I'll let you know how I fare with another bank when I move.

SGE1

witches_cauldron wrote: »

What is with Barclays then? Bad experience with them?

Yes - they gave my boyfriend an interest free overdraft, and then accidentally charged him interest, 19.9%! Took 4 months to sort the problem out, they were about a responsive and proactive as someone in a coma!