What to Do

R1chy11

thanks for the advise, im going to give them a call and see what is available.

tootiefrooties

R1chy11 wrote: »

So basically im not happy with the situation as he smokes indoors, leaves cigarette buts in the garden which is out of order considering we have dogs

Not happy about the situation! Is it literally just about cigarettes or is there anything else? Surely the main thing should be that your mum is happy, especially as she was allowing you to live at home, and hasn't actually asked you to leave.

But fair enough if moving in together is a positive step for you and partner, rather than just a negative step for your mum and her OH.

R1chy11 wrote: »

Is there any support available for people in our situation, thanks?

Yes there is- it's called the Student Loans Company. I'm sure you will manage just fine if your OH is on a full-time income. DH and I have lived together (privately renting, 12 months a year) for 2 years, and he only graduated 2 months ago. We both had student loans and both had jobs. We live in an expensive part of the country where rent is not cheap, and although things were very tight for a while, now that he is working full time it is much better. So you two will be in the same boat we are now, which isn't too bad! But it also isn't the best opportunity for buying, unless she is on a very high income and can get a mortgage.

I would suggest you live together for a good while to see if it all works out before you buy together - it's a big step. Plus houses will be cheaper and you will have a full time income in 2 years.

tootiefrooties

PS: Just noticed your signature re: putting student loans in ISA as a deposit. Are you mad? Savings are a luxury, to be done when you aren't struggling to make ends meet. If your OH has to pay all rent, food and utilities because your money is sitting earning interest, you won't stay together long enough to buy a house!! Even if she says it's OK, when you are finding it tough to pay bills, she may well resent you for it.