I need help with my HIP!

david29dpo

Basically, you get what you pay. A cheap hip is cheap for a reason. As said by Doozer, no one gives a toss anyway. However, your buyers may not be impressed. I supply HIPs to local agent and some solicitors. I can do cheap ones and expensive ones. The difference between then are cheap ones will have personal searches, these can be very poor and your buyers solicitor will most likely bin them so he has to buy them again, at your buyers expense. The title plan & register are often not official, this is illegal and the EPC is often wrong. I have seen many EPCs with a lower rating that it should and when its come to light, the sale details have had to be reprinted. None of this is legally your problem so most sellers get the cheapest they can find and i dont blame them. But bear in mind your buyers.

chartreuse_2

david29dpo wrote: »

The title plan & register are often not official, this is illegal and the EPC is often wrong. <snip> None of this is legally your problem so most sellers get the cheapest they can find and i dont blame them.

Thanks david29dpo. One further question though - how could an unofficial title plan and register be both illegal and not legally the seller's problem?

david29dpo

Its the HIP providers responsibility to provide a legal pack, not yours. Most people dont know the difference. It will be the buyers solicitor who will find out and just buy the official ones. He/she is unlikely to sue.

chartreuse_2

david29dpo wrote: »

Its the HIP providers responsibility to provide a legal pack, not yours. Most people dont know the difference. It will be the buyers solicitor who will find out and just buy the official ones. He/she is unlikely to sue.

Excellent! So, in theory, I could get away with compiling my own HIP on the cheap... I'd perhaps be taking a small risk - in that I would be the HIP provider, but it'd be unlikely to come to anything.

Edited to add: Having checked out the prices of searches, epc etc it seems that the cheapest I could do it for would be £150 plus time and travel. That's a lot of work to save a little money and it might be better to just buy the cheapest piece of crap available

dest

I work doing hips and my company charges 300+VAT or cheaper to companies that buy in bulk from us.

I know we often make errors in our hips as we have very slack checks (done on very large scale)

anyway basically i would advise doing your own or use a company that advertises cheaply.

As for unofficial title plan and register. You can get register view which is not an official copy. i dont see how this could not be your fault though...

dest

The persumption is that your property is registered and freehold. If it is leasehold you are required to get a copy of the lease which costs 20 pounds. And if it is unregistered you will need to see the deeds to compile the evidence of title section

itsallaboutthemoney

thanks doozegirl, very clear and useful advice and thanks to the other posters...might have to come back with more questions......

and for light relief:

Davesnave wrote: »

I think you were the one being sarky, by suggesting that the OP had been remiss in not checking other posts on the Forum first. However, as Doozergirl says, (and she has a very fine track record of genuinely helpful advice) OP's question was about quality, not just price.

Sorry if you don't 'get' this or appreciate that your intervention on the thread seemed a tad accusatory.

I would like to thank doozegirl, for saying what I would have said. Davesnave, in future, please don't speak for me since you do not know what I did or did not do, I don't appreciate your wrong assumptions or your unjustified criticism of doozegirl who actually knows what she is talking about and has contributed relevantly to this post.

nordberg

Davesnave wrote: »

I think you were the one being sarky, by suggesting that the OP had been remiss in not checking other posts on the Forum first. However, as Doozergirl says, (and she has a very fine track record of genuinely helpful advice) OP's question was about quality, not just price.

I love this forum. There's always a saviour of some sort jumping in to protect the fellow MSE whether it's required or not! You must sleep so well at night knowing the good work you do...

FYI, I was not being "sarky" when I asked if the OP had searched the forum. I asked purely because when I searched the forum I found useful info from other HIP posts and, coupled with my own HIP posting, the information is there to be found several times over. I'm not sure how I else I could have phrased it to be honest....

Davesnave wrote: »

Sorry if you don't 'get' this or appreciate that your intervention on the thread seemed a tad accusatory.

I accept your apology.

ds1980

mine cost £70 for epc. i use old searches from when we bought the property and change dates. as already said never had a purchase or sale when searches havn't been done twice. You have no need to think about the buyers they are not going to pull out of a sale because the hip is poor. They will pull out if your house has damp or whatever which is in the survey. Money for old rope ive done this on more than one occasion and no one has ever said anything otherwise. good luck

Davesnave

itsallaboutthemoney wrote: »

thanks doozegirl, very clear and useful advice and thanks to the other posters...might have to come back with more questions......

and for light relief:



I would like to thank doozegirl, for saying what I would have said. Davesnave, in future, please don't speak for me since you do not know what I did or did not do, I don't appreciate your wrong assumptions or your unjustified criticism of doozegirl who actually knows what she is talking about and has contributed relevantly to this post.

Sorry, but I think you are totally confused. I was not criticising Doozergirl; I was doing the exact reverse. Please read my post again. It was nordberg that was having a go at her.

I agree that there have been some excellent pieces of informed advice on here & I learned a lot, which was the reason I came to this thread.