Online Electronics Purchase - What Card?

ghdweb

hmmm,, I can't decide which of these 3 cards to apply for...

I want to use it for online purchases for the section 75 protection, and also earn some cashback.. I intend to pay my balance off every month.

What do you think?

Egg Money
Amex Platinum Cash Back
Barclays Cash Back

CopperPlate_2

There are very few that offer protection for the purchases once you've bought it (usually for 90 days or something). Egg Money (and the John Lewis Partnership card) offer 'in-transit' insurance. Essentially they insure the product until you get it home/it is delivered or for 30 days whichever is sooner. There is small print (with Egg it's a minimum purchase value of £25, I think JLP card has no minimum) so it's probably better to check it out to see if it's for you before you apply.

If it was me - I'd go for Egg Money, simply because it offers 1% cashback with relatively few strings attached unlike Barclaycard with it's time limited offers, Amex and it's poor acceptance rate compared to MasterCard/Visa and the additional 'insurance' of the in-transit protection. Egg has a capped cashback rate of £200 per annum and I'm not sure about the others though.