The DMP of Emily

trulymiserable

OOH mine shouldnt be too much longer then, going to take me quite abit longer thn ur quote to pay off mine but heyho least its going to get sorted!!Im not sure if ill have to do the token payment things as my current dmp will be making a payment this month as ive not cancelled them yet until i know cccs is all set up and underway cos i dont want to miss anymore payments ooh and did they give you the addresses for the creditors to send the letters to ?

ehallett

trulymiserable wrote: »

OOH mine shouldnt be too much longer then, going to take me quite abit longer thn ur quote to pay off mine but heyho least its going to get sorted!!Im not sure if ill have to do the token payment things as my current dmp will be making a payment this month as ive not cancelled them yet until i know cccs is all set up and underway cos i dont want to miss anymore payments ooh and did they give you the addresses for the creditors to send the letters to ?

No, they didn't give the addresses. You should be able to look them up online or ask on here though. I expect that a lot of people on this board (including me!) have lots of letters from every company going .

Emily x

trulymiserable

do you have any addresses for llyods ccards loans, ndr , ddroyds, or central recoveries?

Deep_In_Debt

ehallett wrote: »

Thank you - that's really good advice. I think I will see about opening a savings account now so that I can use that for any spare cash.

Emily x

Hi

I was also advised not to offer extra payments some months as it can antagonise the creditors and they may expect it all the time.

I opened a savings account for emergencies but also managed to use a bit of the money from my savings account to offer F&F settlements on some of my smaller debts so that has helped reduce my debt free target.

Good luck.

ehallett

trulymiserable wrote: »

do you have any addresses for llyods ccards loans, ndr , ddroyds, or central recoveries?

I've got the addresses for Lloyds TSB and have PM'd you with them

Emily x

Gemmzie

You're looking at an October start, token payments in September I'd guess. The paperwork takes a while to filter through to their departments sometimes.
Good luck Emily, and come and see us on the DMP Support Thread if you need any support or have questions!

bauctu

Ooopps, posted in the wrong thread!!! Sorry Good luck with everything Emily.

trulymiserable

Right think im getting there with the addresses thanks emily x i have got them all apart from nationwide debt recovery also discovered that i can check balances online with fredrickson and also lewis debt collections does anyone know if nationwide have a website?

postingalwaysposting

How are you doing emily? :A

trulymiserable

well ive sent everything odd and its all in place cccs just waiting for my first payment which i cant afford till the 24th because of the last payment i paid to allclear for this month, just wondering how much post office charges for this trans cash thingy to pay cccs , how are you getting on?