Saturday 23/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard meals
• Swim and jacuzzi to use gym membership if i have time
• Have a quick potter in veg garden and greenhouse, not been down there much this week
• Share car to hospital to save on petrol and car parking charges

Hi everyone,
We have sunshine !!!!:j :j :j , it's so lovely to wake up and it to be sunny, had got so used to the rain :rolleyes: .Got lots of stuff to do today so need to get stuck in. Have a great weekend everyone.
Catch up with you all later:D

mbaz

Morning all

Today I will

Do 2 mystery shops - inc pizza hut so free tea for the family yay! :j
Mystery shops reports
Write to ex-landlady demanding deposit back (dont ask it's a nightmare! :mad: )
Print and sign mystery shop agreement for another company
Stay in tonight and watch X factor!
Sort and list stuff on ebay (if I can find my digital camera...):rolleyes:

Have a good day all

Mx

Bagpuss741

Today I have/will

1. Checked online banking
2. Piggy clicks/comps
3. NSD apart from lotto tickets which is budgeted
4. Win lotto:D (It's got to happen one day )
5. Type up assignment and email it to tutor
6. Have a look on quidco and get car insurance quotes


Have a good day fellow DFW's:hello:

OliveOyl_2

Morning All :hello:
We have watery sunshine here too Sophiesmum
Good luck with your ex-landlady mbaz

Well today I have/will

• changed my bed, and washed ALL the bedding, with white vinegar fabric softener and a Lidl soap powder that doesn't give us rashes
• Line dry my laundry
• sort Car Boot stuff for tomorrow
• currently struggling to list on e-bay I can't seem to upload my piccies
• off to a free concert tonight :j

Have a great day everyone.

Casperthefriendlyghost

Hi everyone

Today I will do my online banking, pigsback clicks and loads of home baking.

Have been craving flapjacks, last week I bought loads of gluten and wheat free flour and ingredients and the nice thing is the flour bags have loads of lovely recipes for bread and snacks which I'll be trying out this weekend, so loads of baking and no spending money lol.

And will be going to the gym of course, just a 15 minute walk from here so getting exercise walking there too lol.

Have a great long weekend everyone!

Cheers
Casper
x x x

claireabelle_2

morning everyone, lovely day here as well
Today, not a lot...

• checked my banking and have complained to smile about my car cheque being paid in on Tuesday still not clearing :mad: i don't want to spend it, I want to pay it off my halifax card :rolleyes: they are scuppering my figures!
• keeping myself busy by packing, been frugal and borrowed boxes from work instead of buying some
• will have fajitas for lunch because i need to use the wraps and chicken today
• bbq party for dinner so low spend day apart from train extension ticket

Is it me or does August feel shorter than July can't believe it's the 23rd already, nearly payday!

Have a lovely day all
Claire

nickynoo08

Hi everyone not been on here for a while had my mind on other things. Just about got myself togther again so here's to a fresh start.
Nice n sunny here today so will make the most and do all my washing and drying. Just hope it lasts for a bit longer than a day this time

This wk i have

• dug out fleecy blankets and extra bedding rather than buy new
• done my daily clicks and piggy points
• done my surveys
• lined my little boys curtains with old duvet cover instead of buying lining (window is huge so would of cost a fair bit)
• dug out old xmas cards to re use as gift tags and to make a few HM cards
• Bought some more xmas cards at local shop closing down. Managed to get 4 boxes each containing 21cards for a whopping 80p for the lot BARGAIN!
• managed to cap my utilities at cheapish rate (only a few quid more a month than what were paying now so not too bad)

Still to do

• make a batch of HM soup to freeze
• prepare shopping list for next month. Only have £80 for me OH and little one so need to wrack my brain and try to put together some sort of meal plan
• wash windows if it stays nice
• sort my tesco clubcard vouchers (using them for mags subs for xmas pressies)

Have a good day everyone

angelflower_2

morning all....what busy bees already! So far have had a bit of a lie in watching the georgous Matthew Gray Gubler and am currently online searching for a nice pic for my desktop LOL cant find one - beautiful to look at but doesnt photograph quite the same

Not got loads planed for today but it is nice out so def cutting the grass this morning!! just going now..its starting to cloud over!!
- check banking done - still skint
- check credit card statement online done - still in debt
- tidy up bedroom floor of all my paperwork
- shred some old stuff
- meal plan for next week - have managed so far to stick to it all this week which is a revelation for me!!
- make a payment a day
- stay in tonight - x factor woo hoo

Think thats about it....

andan

Morning all, hope everyone is having a great start to the bank holiday weekend. Lovely to see the sun for a change!

Had a nice lie in this morning, courteosy of my lovely boyfriend, who informed me i needed to take it easy!

Today, i will be focusing on quality rather than quantity as really want to focus on getting the business side of things done

Things i will/have done today:
-Have put money in payment a day challenge
-Have put away pots and washed next lot, whilst we have some hot water
-Have entered all comps ending today
-Have looked for mystery shops and will continue to do so through out the day
-Have updated spreadsheet for £10 a day challenge
-Have checked score of matched bet
-Will look out for another matched bet
-Will check online banking
-will do daily clicks
-Need to sort through emails
-Do any surveys i receive
-Do some slice the pie
-Make meals from store cupboard
-Will update challenges
-Will finally finish working through business advice on other website, there have been fifty six pages to work through, with around twenty threads on each page, so have worked through a lot and have gained so much more knowledge as a result
-Will spend some quality time on my webiste, as its really taking form now!
-Look on internet for some of the books i saw last night in the book store and wanted to get, need to buy these ones as i know that these are the type of counselling books i will constantly refer back to. - Have ordered one and the other one will have to wait for now
-Look on freecycle for my mircrowave!!
-Continue reading through business info i have printed off
-Fill in counselling journal
-Read some of counselling books
-Write up audit from last night and email to person
-Email all people who bought ebay items off me to let them know their coming!

Hope everyone has a great day and a productive one at that!

princess_loki

morning all!!!

well after winning silverstone prize yesterday everything went 'to pot'!!! spent ages on phone telling everyone and was so excited i didn't get much done!!

however, i did manage to make lovely homemade curry (with slightly out of date pataks sauce!) this saved us getting take away! we also borrowed a film from a friend so sort of free curry and film evening:j

so now that i have calmed down todays plans are:
- pay money into new A&L account - done
- buy veg from market when in town - done - good thing about this is it is heavy so stops me from browsing in other shops:T
- walk home - done
- change bed and do washing - line dry
- tidy kitchen
- try and get some 50p bacon from morrisons as i volunteered to make everyone a fried breakfast tomorrow instead of going to cafe!!

i would like to mow the lawn but it has got to the point where it is going to be a major task so not looking forward to it!

by the way everyone julian graves in northampton seem to have a half price on EVERYTHING today:j :j . i did ask if this was just Northampton branch and how long the clearance was for but the saturday girl did not know . but she did confirm that they are not closing down just doing a stock rotation! i picked up 1kg of dates for £1.25 instead of £2.50 :j and they had yoghurt makers and all sorts in there too.... couldnt carry anything else with crash helmet and market veg though!!

hope everyone has a lovely bank holiday!!

loki x

lisasdiary

Today I will
check online banking :eek:
checked ebay
tidied sons bedroom
tidied house , emptied bins, hoovered ( will also clean with stardrops)
Sorted mail out of slots
texted family
arranged meal out for tonight!:j
take son to my mums ( meeting half way so that helps);)
arrange stuff for next weeks ebay
find the dress I need to post for ebay wrap nicely :cool:
wash and dry lots of clothes as weather is nice
Plan tomorrow as son at my mums
work out bills for next month
decide what to wear tonight....
write letters
find address for trafford centre customer services
Have a nice day everyone!!xx