Thursday 21/08/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

• update spreadsheets
• check online banking
• do clicks
• Make a loaf in breadmaker
• Storecupboard lunch and tea
• Swim and jacuzzi to use gym membership

Busy day here today, got an open day at the scheme this afternoon and manager's visit this morning:rolleyes: Will be glad when today s finished.
Still raining here, think we need to start growing webbed feet:rotfl:
Have a good day everyone, hi to all the regulars and welcome to any new posters.Catch up with you all later:D

Nicki_Sue

Good morning!

Today so far I have:
Chcked online banking
Have meal-planned asda shop and veg from grocer coming
Have checked surveys
Done some "Searches"
Am going to my mums in an hour (walking) to use her scales rather than use the ones at Boots you have to pay for (which clearly lie )
Willhave a bit of a clear out and see if I can find anything o stick on Ebay.

mbaz

morning!

Today I have/will:

Worked at mini job 5am-7am done
Do daily clicks done
Sort childcare vouchers for nursery
Sort some stuff for ebay
Try and have a NSD although I may need milk but I will not get lurred in by the posh biscuits Bought milk, beans and potatoe wedges...not toooo bad
Send off CRB stuff for 3rd job(!) done
Hope I hear about another job I went for that will replace my 2nd job as I am finding the early starts a bit much now! not heard so must hear tomorrow...fingers crossed!
Not DFW but going to try to go a whole day without getting stressed out with kids. Count to ten.....:rolleyes: failed already at 9.22am!!! :rotfl:
look into joining freecycle
Re-joined CIAO

Have a good day all

Mx

KTjazz

morning everyone! I hope you are all well.

today I have/will
-charge phone at work
-check bank (its the day before payday I think so could be drastic)
-update signature
-store cupboard lunch & dinner
-go to argos and change my sofa from the one I ordered to the smaller size saving £50 (and hopefully making the room look bigger in the process)
-hopefully use my gym membership (although this has been a hectic week so may just sleep instead)

Thanks all I can think of for now.

Big smiles everyone!



KTjazz

bathgatebuyer

I walked past the coffee shop this morning instead of going in for a 'bargain' £1.20 latte (In future I'm going to allow myself one on a Monday and Friday only!)
I'm charging my phone at work as we speak!
Walking home tonight
Lunch is being bought for me today

yukkibear

Morning everyone.

Today I will / have

- check online banking
- matched bet
- clicks
- cook something and take to work for dinner tonight
- washing and hopefully put outside

Hoping for a nsd today, yesterday only spent £1 and Tues was nsd so fairly pleased with myself.
Have a great day everyone.

andan

Sophiesmum, hope today goes quick for you!

Mbaz, wow, you work a lot don't you!

Hi to everyone else, hope you all have a great day!

Today i am having a bit of a day off for myself, so not going to do many dfw things today but i won't be going out, although may go out tonight to do some needed food shopping and use NTW coupon. Had a lovely lie in this morning as feel i deserved it!!

Today i have will:
-Heard back from mystery shopping company regarding wrong receipt, they say thats fine as its the pub's fault and not mine!:T
-Have hung up wet washing
-Have put another load of washing on and will hang up or out to dry!
-Have looked for mystery shops - picked up five jobs:rotfl:
-I will do a lot of work on my website today
-I will use other website to gain lots more business advice
-I will do some surveys, although am getting fed up of constantly being screened out
-Will do all comps ending today
-Our lodger is moving out at the end of next month,:eek: She told us last night, so need to get in touch with foreign school, where our foreign student goes to and inform them we will have a second room available in the future.
-Have put money into piggy for payment a day challenge
-Look through what still needs sorting for business
-Maybe go to Tesco's later to get £5 off shopping
-I will drive to Tesco's thus equalling a free driving practice with the OH
-I will do some slice the pie
-I will write in counselling journal
-I will read some of counselling books
-Tea will be from storecupboard - OH is cooking!
-Will check online banking
-Sort out with friend her coming round for massage, as she is letting me use her for pics for my website!!
-Will pack up ebay sales from yesterday
-Have heard back from voluntary place and am deifnitely on their training for September, meaning i will soon be doing face to face counselling:j
-Will also go on counselling forum

The rest of the day will be spent relaxing and watching tv and catching up with anything i want to do. Have a great day everyone.

claireabelle_2

morning everyone!
well done Andan :j get you!

Today I have

• been pleasantly surprised at the interest on my smile current account, 23x more than HSBC means 80p for the month, better than the old 3p!
• updated my sheet for my humungous interest payment
• brought in breakfast and lunch
• checked for mystery shops (none)

and i will

• not spend anything

Claire

OliveOyl_2

Morning All,
Slightly later than usual today, having a slight DFW wobble
But little things eh Sophiesmum?, that's the whole point of this thread, and what made Mr T rich (:rotfl: I'm sure there's an accidental joke in there somewhere:rotfl: )

So today I have/will:

• supper from the freezer, also defrosting some mince to cook a meatloaf alongside to save fuel, or I'll SC it.
• posted on here done
• brought in packed lunch picking at it already
• make a loaf in BM
• piggy clicks etc done
• keep my eye out for MS's Got one YAY

Have a good one all

tiredmum

Good morning all- :j

Today im going to:
- make all meals from storecupboard
- may bake some banana cake
- finish ironing- done- even ironed some name labels in ds's new coats and ironed dd new uniform.
- need to wash- will attempt to dry it indoors (no chance outside today) but its ds's bedding as he had an accident in the night- my kids think ive been making them a den with the sheet hanging over the banisters upstairs lol
- going to hopefully manage to wash his pillows and duvet too- otherwise it will have to be replaced - in wash as i type
-clean my house and vac upstairs
- sort out stuff for ebay.
- oh still need to find a plumber- rang 2 yesterday- 1 was in centreparcs and the other never rang me back :mad::mad:- not a good topic
- im also very happy that ive discovered i can lower the temp on my washer- so now all washes will be at 30degrees

If all goes ok it may well be a NSD lol.:rotfl:

Baileys_Babe

Morning all

Today I will:
Have a no spend day Done
Have left overs for dinner (looking forward to this as it was delicious) About to eat
Do an inventory of toiletries to stop me buying things we don't need, like moisturiser! Started
Do an inventory of the freezer - will have to try tomorrow
Do an inventory of the fridge - will have to try tomorrow
Meal plan - will have to try tomorrow
Place order on whole food website (bulk buying, saving us a fortune) Done
Transfer money from Coventry account Done

Unplanned but also done today:
Updated accounts info Done
2 loads washed and dried on the line Done (weather brightened up this afternoon, NOW its bright and sunny)
Daily clicks Done
Joined Jam Jar Challange Done