Car insurance for loads of cars?

philhuff

Well, 'loads' might be pushing it a tad, but I might end up with five cars before too long and I really want to keep insurance costs down to a minimum.

At the moment I've got three all insured on seperate policies, but was wondering if there's a more cost effective way of doing it. I know of multi-car policies from the likes of Admiral, but they've never been too competitive.

Any ideas?

anewman

www.ecarinsurance.co.uk allows you to add multiple cars to a policy (although it's not clear whether doing so gives a discount of any kind). However, I wonder if you might be better off with something like a dealer policy?

philhuff

I'm definitely not a dealer, just a petrolhead! Of course, if such a policy suits and is financially viable, that may be worth a look.

BillScarab

I doubt if you'll get a trade policy unless you are a dealer. Some of the classic car insurers have fleet type policies for people who a few cars.

Wig

There are now a couple of mainstream insurers who will insure multiple cars, as you have noticed Admiral is one of them. The alternative is to ask brokers for a tailor made quote for your multiple cars, they know the right people to approach for this. One of them is Primo
http://www.primoplc.com/personal.htm
but any broker will tell you if they cn get you a multicar quote.

vikingaero

We've got a family fleet policy through a broker. The brokers name is Towergate Insurance and the scheme is insured by Equity Red Star.

At the moment we have 7 vehicles insured for a premium of just over £2,200. To give an idea of value-for-money: the most expensive share of that premium goes to my sister who drives a MINI Cooper and lives in Manchester and she pays £550. The rest of the premium is accounted for by 2 Mercs, 2 MPVs and 2 Corsas