how do you live off student loans if it all goes on rent

melancholly

kelloggs36 wrote: »

Lucky you are part of that, whereas most of us have more real world experience than most of the Oxbridge students who haven't a clue about anything other than the elite lifestyles they have grown up in and have no idea of the value of money, or what it is like to live in poverty.

now that is as unfair and inaccurate as durhampoker99's posts are from the other perspective. everyone i knew there worked in the holidays and people from poorer backgrounds get a lot more help there than anywhere else since they have the luxury of giving more bursaries. it's just as bad for people to assume stereotypes of people who go there as it is for people there to have a superiority complex about it. fwiw, my background is that my parents don't have degrees and i worked every day of my holidays (and worked as much as possible in the college bar during term time as all other jobs are banned).... this includes christmas day and boxing day.

it's not full of people with elite lifestyles and that's the kind of widespread opinion that puts off people like me from applying!! luckily i did it 'just to have a go' and it worked out fine, but the negativity towards the place based on access is entirely misplaced - you stand a better chance of getting in if you apply from a state school, only the proportion of state school applicants remains far too low..... the more people make out (inaccurately) that it's all elitest, the less state school students will apply which is a crying shame.

chickflix

Oldernotwiser wrote: »

Absolutely! Living at home and goingi n daily is too much like school, particularly as many people who do this keep the same friends and the same part time job.

What a load of rubbish. I go to uni in a convertible, go home and eat what I like and have a nice big room. I have no debt either and no money wasted on rent or bills. I'd rather live like that as a student than live in a cramped room in halls, not have a classy car, spend money on bills, rent etc.

kelloggs36

I didn't say all, so I have not stereotyped.

melancholly

well ok then, you said 'most'.... not much of a difference and still, in my experience not true and not really fair.

Rikki

chickflix wrote: »

What a load of rubbish. I go to uni in a convertible, go home and eat what I like and have a nice big room. I have no debt either and no money wasted on rent or bills. I'd rather live like that as a student than live in a cramped room in halls, not have a classy car, spend money on bills, rent etc.

I hope you pay your parents keep.

I certainly couldn't afford to keep my son if he lived at home while he is a university.

chickflix

Rikki wrote: »

I hope you pay your parents keep.

I certainly couldn't afford to keep my son if he lived at home while he is a university.

I don't give my parents money for digs. I live really comfortably and I don't see why other students shouldn't live the same way. Some students just want to move out and live the so-called 'student life style' which is made up for lots of alcohol and going out and going deep into your overdraft. Its a load of rubbish. If more students simply lived at home whilst studying and had a part-time job they could have a lot of money in their pockets and live comfortably. Additionally, they would be able to afford a nice car and have that freedom. I'd rather have all that than live away from home, have tonnes of debt and worry about rent, bills etc.

silvercar

Rikki wrote: »

I hope you pay your parents keep.

I certainly couldn't afford to keep my son if he lived at home while he is a university.

Can you estimate how much money you save by your son being at uni away from home. When people say they can't afford to give money to their student, I wonder how high the savings are from not having them at home. My initial estimate was approx £20 a week, but olderbut wiser pointed out other savings so I'm now at £35.

melancholly

not everyone has the main aspiration of 'having a nice car'

chickflix

melancholly wrote: »

not everyone has the main aspiration of 'having a nice car'

Most people do aspire to have a nice car.

Rikki

silvercar wrote: »

Can you estimate how much money you save by your son being at uni away from home. When people say they can't afford to give money to their student, I wonder how high the savings are from not having them at home. My initial estimate was approx £20 a week, but olderbut wiser pointed out other savings so I'm now at £35.

I lost his child benefit and tax credits in the September after his 18th birthday. This was a big drop in my household income. This should have covered all his costs. As I no longer get this it would cost me money to keep him rather than save me any.