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consolidating isas
newcastlebelle
Posts: 175 Forumite
I have 4 mini cash isas with different companies
next year I'd like to transfer them all to one provider
how do I do this?
do I go to each one and tell them I want to transfer out, or does the one I'm transferring to do the work?
how soon before 6th april should I start the process?
next year I'd like to transfer them all to one provider
how do I do this?
do I go to each one and tell them I want to transfer out, or does the one I'm transferring to do the work?
how soon before 6th april should I start the process?
0
Comments
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Pick the one you fancy transferring into - they will have the transfer forms (normally available online, you just fill in and post off). The new provider then contacts the old ones and pulls the cash over - you don't need to anything more.
You can transfer at any time, no real need to wait until 6th April if a decent deal comes up.0 -
It's the one you are transferring to who has to start the ball rolling.
For transferring ISAs, the date you decide to do it is pretty much irrelevant.
Apologies for duplicate info - I was pipped to the post by ManAtHome."The trouble with quotations on the Internet is that you never know whether they are genuine" - Charles Dickens0 -
cheers guys
so can I transfer them all into one now that I've already filled the latest one with £3600 for 08/09?0 -
Yes, have a look at the first post here for providers accepting transfers in http://forums.moneysavingexpert.com/showthread.html?t=4013740
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Hi NewcastleBelle.
I did something similar- I had 3 ISA'S and wanted to get them all together with a decent rate. You will need to choose a provider that allows you to transfer the funds in, as not all do. But yeah i actually paid £3600 into a previous ISA Product this year on 6th April, and i have transferred that money into a new ISA.
I actually chose - Newcastle Building society paying 6%.
From your user name - Newcastle build society may be good because it allows you to manage the ISA -
Online
In branch
Phone
Post
happy transferring!!:rotfl:0 -
many thanks to all who've replied........am taking your advise natman:T0
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Another list of cash ISAs accepting transfers in, is here at Moneyfacts.0
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newcastlebelle wrote: »many thanks to all who've replied........am taking your advise natman:T
My advice - - - - - - -aaargh, just dont tell the missus :rotfl::rotfl:0
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