Life after bankruptcy

fiveyearplan

Glad it went well for you Ann.

deedee_3

Well done Anne on having the courage to do what you had to do.

Definatly wish I could have seen you give the bailiff hell.:D

dalip

oh sorry i missed your homecoming:D . Skylight and I were getting a wee bit worried by 3 o'clock this afternoon:o ,did not realise you were out enjoying yourself:p .



So pleased it went ok for you.:beer: Or maybe not seeing as you are already tipsey:rotfl: . Have a good nights kip tonight and catch you tomorrow.D

AnnesWitterings

thanks dalip

am fully returned to earth lol

it went ok, in hindsight I need not have worried, they treated me very well just got the Or interview in September bit if there half as nice as they sounded today then it should be fine.

has finally sunk in now...maybe i will sleep tonight with out worrying anymore,,, just got to be positive now and learn to live on my restricted income, wont be easy but I can do it.

thanks again for all your help...was much much appreciated,,I keep playing that song neighbours must know it by heart by now lol

night Anne

sandywindsor

Congrats Anne,
know what you mean about income...I was unemployed for 5 months...prior to that temping on a lower than my usual rate.
Feeding my self,dog plus all bills is a struggle,I have a 5 week contract and am awaiting repossession...so need fulltime work.
I still feel so much better....
I was very nervous of OR interview...remember the BR motto
"DON'T WAFFLE"


love
Sandy
X

deedee_3

Anne make sure you get yourself well aquainted with the rest of the forum. There is so many moneysaving tips all over the place. To start with get onto the Moneysaving Old Style board and have a good mooch round that. Then there is the Freebies and Competitions boards. Not forgeting the Up your income board then just keep going.

Also get yourself on to Freecycle. https://www.freecycle.org and click on browse groups. Join any groups near to you.

AnnesWitterings

Deedee

Many thanks for your reply, Im already with Freecycle locally, I sold a few of my things to get my BR fees together and then the damn DWP finally acknowledged after 8 weeks of saying no that I could have Income Support and guess what it came to just over a £1 more than my BR fees and went in to my acct on the morning of my BR appt:mad: .

I got the money out in the nick of time and went BR yesterday:j

Freecycle has been brill for me, Ive put loads on that I was given when I first got this flat Im in now and have received some beautiful things from there as well, especially my oooh so comfy new freebie sofa, its got a couple cat scratches at the side but who the eck cares.

Plus my TV and some gorgeous curtains, Im lucky with all the help Ive had and make sure I will be returning it ten fold.

First morning of being a BR person, slept well last night and woke up this morning refreshed and raring to go, only thing is what and where do I do now:undecided suppose first priority is to now make sure I live within my means, am going to mooch round Old Style Board, and update my skills and White Vinegas and Stardrop skills:D good job Im naturally thrifty and tightwad minded .

A

AnnesWitterings

Jeez :T :T just been told on phone Im aproved for C:D oop Cashminder acct....yahoo brill but will take to next week cos of Bank Hol etc to get it all up and running.

Yesterday at 9.00am I was near ready for running away from BR court now 24hrs on Im BR and a new bank acct, nothing much in day to day life has changed but I feel I have...so the old song What A Difference A Day Makes is ringing in my ears,,,just maybe maybe my life will take a diferent path now.

Im definetley going into town in a bit and checking out local college for courses...Ive always done catering or admin work now I want to do something totally different...lap dancer springs to mind ehmmm no what with my bod they would pay me to leave:D .
I want to do something with computers, not sure what yet but am sure theres a course out there waiting for me and my bad keyboard skills

:rotfl:

See ya all laters
A