Nationwide credit card upgrade?

Inactive

antuk wrote: »

Sorry, a little bit off topic, but where did you see nationwide have a platinium card? theres no mention of it on the website

Good question, I have only seen the Classic ( blue ) and Gold Cards on there.

belfastgirl23

oops sorry my mistake it is gold rather than platinum...

jimmyjim_uk

They are advertising that the most expensive debt is paid off first, which is unusual for a credit card!

NickX

jimmyjim_uk wrote: »

They are advertising that the most expensive debt is paid off first, which is unusual for a credit card!

This is correct. Nationwide are different to most credit cards in that the allocation of payments actually works in the customers favour rather than the card provider.

Makes a refreshing change I think :j

normanmark

They won't extend the offers to existing customers, hence the term introductory offers!

belfastgirl23

normanmark wrote: »

They won't extend the offers to existing customers, hence the term introductory offers!

I read through the t&c though and couldn't see anywhere that explicitly banned existing customers. Depends whether you view it that it is an introductory offer for new customers or for that particular product ...and I do not currently have a gold card. Mind you I didn't exactly get around to making the call today

System

You can ask them to change your card to the Gold type if your credit limit is £3K upwards, and if your account is handled well.

The only real differences that I can tell are the 2% lower APR, and they will give you an emergency card replacement abroad with Gold but not Classic.

normanmark

belfastgirl23 wrote: »

I read through the t&c though and couldn't see anywhere that explicitly banned existing customers. Depends whether you view it that it is an introductory offer for new customers or for that particular product ...and I do not currently have a gold card. Mind you I didn't exactly get around to making the call today

I can guarantee they do not extend the offer to existing customers as a friend of mine tried last week the same thing!

Richard019

normanmark wrote: »

I can guarantee they do not extend the offer to existing customers as a friend of mine tried last week the same thing!

Did he say he was going to go elsewhere then and ask to cancel his account?

normanmark

Richard019 wrote: »

Did he say he was going to go elsewhere then and ask to cancel his account?

He asked if he closed his account would it made a difference & they were firm in respect that its an introductory term for new customers. Not for existing ones. He kept the card just as its handy for when he's abroad.