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My journey to living within my means
Comments
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One NSD completed yesterday, I am hoping for more of the same today,
AJanuary - nsd 10/20 grocery 153/4000 -
Well done A - keep it up!0
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It makes you feel better just to start the journey.... it certainly does me. Wishing you all the best!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £166K Equity 38.51% 29/8/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20280 -
Well on the way to another NSD today and out for dinner at my daughters, feeling good.
A
xxJanuary - nsd 10/20 grocery 153/4000 -
Well thats another NSD under my belt so 2 so far in my very odd mid to mid month thing I have got going on, I didnt want to wait the the begining of the month to start.
I also transfered £9 to savings for my payment a day challenge so pleased with that and I am within my budget for my grocery challenge, feeling good.
AndrinaJanuary - nsd 10/20 grocery 153/4000 -
I am finding this so cathartic being able to put my thoughts down each day, hoping for another NSD today.
AJanuary - nsd 10/20 grocery 153/4000 -
well I am in the middle of my shift rotation of four twelve hour shifts at the moment. Did a bit of shopping today and will need a few more bits tommorow then hopefully that will be me until after the weekend.
I am concerned about my target for the month and hope I can make it I really want to.January - nsd 10/20 grocery 153/4000 -
well i am almost finished my last night and now have 5 days off, which is nice. Hoping to have 3 NSD during those 5 days. I am finding using a notebook to write down everything I spend really useful, it is really focusing my mind on what I do spend.
I have continued with the payment a day challenge transfering into my savings account each day or emptying my purse into my sealed jar
My OH and I are working together on this priject and are finding it quite an eye opener, I have no idea where all the money went before but looking forward to having some left over at the end of this month.
Andrina
xJanuary - nsd 10/20 grocery 153/4000 -
Oh forgot to mention I joined quidco, I shop online at Tesco so thought I would give it a try,
AJanuary - nsd 10/20 grocery 153/4000 -
Morning one and all, well that the start of five days off for me, lovely job, trying for a NSD today, fingers crossed.
AJanuary - nsd 10/20 grocery 153/4000
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