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Tuesdy12/08/08 What small dfw things have you done tody???

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Comments

  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had an NSD 4 out of 8 committed to in August so far:j
    I've joined the long haul thread and the £10 a day challenge thread
    I've done some washing on 30 degrees
    I've done some tidying up (helps me stay in)
    Not been out with friends thus saving money (boo hoo)
    Kids at MIL saving £ and allowing us to both work;)
    When bought groceries yesterday took Xmas present list showing what I had already bought with me so not tempted as much to spend:rotfl:
    Doing card making at my house with friends tomorrow but we are buying a chinese... but I've been good for weeks!
    Tomorrow need to charge phone in car.....:money:
    Made some cards for presents and birthdays later in the year (using what I already had):rolleyes:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    I have also transferred 2 lots from paypal, inc the 2 invoices that were due woooohooooooooooo. Hate getting it by paypal, hate the fees but thank god its finally been paid. Also did a dead easy mystery shop. Stood in a shop and got paid £10 for being ignored...
  • sophiesmum_2
    sophiesmum_2 Posts: 4,965 Forumite
    Cleosmum wrote: »
    I have also transferred 2 lots from paypal, inc the 2 invoices that were due woooohooooooooooo. Hate getting it by paypal, hate the fees but thank god its finally been paid. Also did a dead easy mystery shop. Stood in a shop and got paid £10 for being ignored...

    Well done on finally getting the invoices sorted:j
    Reduce,re-use, recycle.






  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Thanks hun, its a flippin pain! I like the flexibility of being self employed, but I hate the way certain people think that you can get by without them paying you for the work grrrrrrr. Im seriously thinking about going back to employed in sept, just cant take the stress - not been paid since june and its taking its toll. Just the joy of waiting for paypal to clear now sigh.
  • Cleosmum
    Cleosmum Posts: 2,673 Forumite
    Part of the Furniture Combo Breaker
    Oh oh oh I also picked up some bargains for xmas!

    Cool wool for 50p a ball - DD wants scarf and going to make a couple of others for pressies.

    Also managed to get some half price teatowels in wilkos 2 for £1.50 and they will go into pressies, along with colour matching coasters that I found in Asda for 50p. The snowman soups will be well smart this year lol!
  • piglet6
    piglet6 Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all wave.gif

    Today I have:

    ~ Done piggyclicks
    ~ Checked online banking
    ~ Walked home from work – free exercise and saved bus fare running.gif
    ~ Eaten breakfast at home, taken lunch to work, and dinner from the freezer/storecupboard :D
    ~ Charged mobile phone at work
    ~ Paid monthly minimum on 0% credit card (have balance in savings account)

    welcome2.gif to Piquant!

    Piglet
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